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3050 Penny Lane, Johns Island, SC, 29455 | $510,000
Welcome to this adorable single-story home in The Bend at River Road, where charm, convenience, and thoughtful updates come together. Ideally located just a golf cart ride from some of Johns Island's favorite restaurants, this home offers an easy, laid-back lifestyle in a highly desirable setting. Featuring three bedrooms and two full bathrooms, the home offers a functional and inviting floor plan with an updated kitchen with a dining room, and a spacious living room highlighted by vaulted ceilings and a gas fireplace--perfect for everyday living and entertaining alike. The home has been exceptionally cared for and thoughtfully improved over the years. Features and updates include hardwood floors, roof replaced in 2021, stainless steel appliances, quartz countertops, updated tile flooring in both bathrooms, scraped ceilings, crown molding in the bathrooms, dining room, and nursery, built-in dining room cabinetry, and a new front door. Outside, enjoy a private, fenced backyard with both a patio and screened porch, ideal for relaxing or hosting guests. Additional highlights include an attached two-car garage and extra boat parking, a rare and valuable bonus on Johns Island.
Features
- Amenities: RV/Boat Storage
- Bedrooms: 3
- Baths: 2 full
- Laundry: Laundry Room
- Style: Traditional
- Development: 23 - Johns Island
- Year Built: 2004
- Garage: 2-car
- Heating: Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 1,443
- Acreage: 0.21
- Lot Desc: 0 - .5 Acre
- Elem. School: Angel Oak ES 4K-1/Johns Island ES 2-5
- Middle School: Haut Gap
- High School: St. Johns
- MLS#: 26000730
- Days on Market: 43 days
- Website: https://www.raveis.com
/prop/26000730/3050pennylane_johnsisland_sc?source=qrflyer
Listing courtesy of Island House Real Estate
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
3050 Penny Lane, Johns Island, SC, 29455
$510,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $408,000 | $408,000 | $408,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.144% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,285 | $2,444 | $3,280 |
| Total Monthly Payment | $2,377 | $2,536 | $3,372 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484