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Nestled in the heart of Warwick, RI, 143 Morse Ave is a timeless colonial gem that perfectly marries classic charm with modern conveniences. Built in 2002, this single-family home offers 3 spacious bedrooms, 1 full bath, and 2 half baths all recently updated with stylish finishes to bring a fresh, modern vibe to this beloved design. It features an oversized 2 car garage with a fireplace, this would also make for a great ADU. The house and garage have 6 year old roofs and furnaces. Step into the heart of the home and discover a kitchen that's a dream for any cooking enthusiast. Outfitted with updated appliances and designed for both function and flair, it's ready for everything from weeknight dinners to weekend entertaining. The living spaces are thoughtfully designed, with a finished basement wired for a home theater your ultimate movie night destination. Technology meets comfort here, too, with Lutron Caseta smart light switches throughout the home, making it easy to set the perfect ambiance with just a tap. And when it's time to take the party outside, the newly installed composite deck offers the perfect spot for summer barbecues, morning coffees, or simply soaking up the fresh air. Conveniently located with excellent highway access, this home is ideal for commuters while still offering a peaceful retreat to relax and unwind. Don't miss your chance to make it yours!
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William Raveis Real Estate
Phone: 888.699.8876
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $436,000 | $436,000 | $436,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.900% |
| Monthly Tax Payment | $473 | $473 | $473 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,614 | $2,720 | $3,591 |
| Total Monthly Payment | $3,179 | $3,285 | $4,156 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.