971 CELTIC CIRCLE, Tarpon Springs, FL, 34689 | $310,000

Under contract-accepting backup offers. Discover the epitome of modern living at this meticulously crafted townhome built in 2017. This two story residence, nestled within a charming community, seamlessly marries style, functionality, and natural beauty. Step into the heart of the home - the kitchen - where tile flooring, granite counter tops, and a tiled back splash create a sleek and inviting space. Stainless steel appliances and a kitchen island elevate the culinary experience. The pantry walk-in closet will provide more than enough kitchen/cleaning storage. The living and dining rooms are adorned with engineered hardwood flooring. Adjacent to the dining room, a large walkout deck provides a scenic view of the natural conservation area, creating a serene backdrop for daily living. Ascend the stairs that have luxury vinyl tiles, guided by the charm of wrought iron spindles, leading to three bedrooms and two bathrooms. Granite counter tops in the upstairs bathrooms, ample storage and spacious closets enhance the functionality and comfort of the upstairs living spaces. Beyond aesthetics, this home embraces modern conveniences, including high ceilings, a double shower head walk-in shower in the primary bathroom, and a hurricane-rated garage door (other hurricane shutters included as well). The 240v outlet in the garage makes it electric vehicle-ready, while the bonus storage area under the stairs adds to the home's practicality. Enjoy the conveniences of high-speed internet readiness, and appreciate the thoughtful placement of the upstairs laundry eliminating the need to haul laundry between floors. Centrally located in Tarpon Springs, this townhome provides easy access to Fred Howard Park, shopping, dining, the Pinellas bike trail and the famous Sponge Docks just a short 2. 6 mile drive away. Cap off your days by relaxing in the community pool - a refreshing way to unwind. Your future home awaits!

Features

  • Amenities: Maintenance, Pool
  • Rooms: 12
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Closet
  • Year Built: 2017
  • Garage: 2-car Driveway, Electric Vehicle Charging Station(s), Garage Door Opener
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,604
  • Acreage: 0.06
  • Est. Taxes: $2,902
  • HOA Fee: $270 Monthly
  • Lot Desc: Conservation Area, Landscaped, Sidewalk
  • View: Trees/Woods
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator
  • MLS#: TB8462447
  • Days on Market: 119 days
  • Website: https://www.raveis.com
    /prop/TB8462447/971celticcircle_tarponsprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/16/2026 9:09:11 AM)
Listing courtesy of KELLER WILLIAMS GULF BEACHES   Phone: 727-367-3756

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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971 CELTIC CIRCLE, Tarpon Springs, FL, 34689

$310,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $248,000 $248,000 $248,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $242 $242 $242
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,428 $1,588 $2,059
Total Monthly Payment $1,745 $1,905 $2,376

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.