582 Broad River Road, Ridgeland, SC, 29936 | $450,000

Locat?d ?n a beaut?ful mar?h isl?nd tucked away in SC's l?w c?untry, you will enjoy the peace and nature's beauty whether you choose to live here full time or use this 5-bedroom home with 5 baths as a second home. The cottage is second row and sits among wonderful views of the woods and breathtaking views of the tidal marshes from some of the rooms especially on the second story. The Great room has cathedral ceiling which includes a large fireplace with bookcases on either side. There is enough space to include a dining area or use one of the bedrooms to make a formal dining room as the past owners did. There is an area under the open staircase which could be used for a bar area. There is an enclosed back porch plus a wonderfully sized open porch which would be great for entertaining family and friends. You have a choice where you would like to locate the primary bedroom whether it be on the first floor or second with its own bath for privacy. There are 3 bedrooms on the first floor each with their on bath and two more upstairs with their own baths. There is a wide-open space between the two upstairs bedrooms that would be a wonderful creative space, office or just an area to escape and enjoy a good book. The kitchen is graced with light wood cabinets and a pleasant eating area with door that leads to the screened front porch where you can enjoy morning coffee and the sounds of nature. This is a wonderful community for people who wish to get away from big city life and just enjoy nature. The lot on the right side of the home is included in the sale of the property but is under a separate tax bill.

Features

  • Amenities: None
  • Bedrooms: 5
  • Baths: 5 full
  • Style: Two Story
  • Development: Jasper County
  • Year Built: 2008
  • Heating: Electric
  • Cooling: Central Air,Electric,Heat Pump
  • Approx Sq. Feet: 2,865
  • Lot Desc: < 1/4 Acre
  • View: Marsh View,Trees/Woods
  • Pets Allowed: Yes
  • Pet Policy: Pet Restrictions,Yes
  • Appliances: Dryer,Dishwasher,Range,Refrigerator,Washer
  • MLS#: 503777
  • Website: https://www.raveis.com
    /prop/503777/582broadriverroad_ridgeland_sc?source=qrflyer
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Listing courtesy of Keller Williams Realty   Phone: 843-682-8100

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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582 Broad River Road, Ridgeland, SC, 29936

$450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.301% 6.500% 5.691%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,130 $2,246 $2,940
Total Monthly Payment $2,205 $2,321 $3,015

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.