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***Sellers offering assistance towards Buyers Closing Costs with accepted offer. All the charm you can handle with a price that locks in down! This home is ready for you to call HOME! As soon as you enter you can start to feel the space welcoming you in. The family gathering area has a fabulous REAL WOOD FIREPLACE. There’s an abundance of CABINET/STORAGE in the large kitchen, which also boasts a BREAKFAST AREA with a huge window for lots of NATURAL SUNLIGHT. That said, the FORMAL DININGROOM could be used for a flex space, such as a HOME OFFICE or PLAYROOM. There are 3 good-sized bedrooms, all with WALK-IN CLOSETS, and 2 FULL BATHROOMS. Great news for cleaning and allergies…there’s not a stitch of carpet in this entire home. The outside has so much to offer as well. A HUGE DECK for entertaining, a FENCED YARD to keep pets and children in eyesight, an OUTBUILDING to house your yard tools…all backed up to a PRIVATE WOODED area for your serenity. This home is located in the Peppertree Subdivision, which offers a CLUBHOUSE for rental and a large SWIMMING POOL for residents use. We hope you love it all, and are excited to CALL IT HOME!!!
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Our Executive Mortgage Banker:
$239,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $191,200 | $191,200 | $191,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.541% |
| Monthly Tax Payment | $253 | $253 | $253 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,086 | $1,145 | $1,537 |
| Total Monthly Payment | $1,414 | $1,473 | $1,865 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.