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Under contract-accepting backup offers. ASSUMABLE 2. 4% Interest Rate.
Welcome to this beautifully appointed single-family home located in the charming town of Oakland, FL. Offering 3 bedrooms, 2. 5 bathrooms, and 2, 078 square feet of thoughtfully designed living space, this home features an open floor plan that’s perfect for both everyday living and entertaining. The spacious layout is complemented by an upstairs loft, ideal for a home office, media room, or additional living area, while abundant natural light enhances the modern, airy feel throughout.
This home is loaded with high-end upgrades and smart-home features. Venetian blinds are installed throughout, including app-controlled motorized blinds on the dramatic high windows above the stairs. Smart lighting adds convenience and efficiency, while every room is pre-wired for Cat5 and cable, making it perfect for remote work or streaming. A large aerial OTA antenna in the attic provides excellent over-the-air TV reception, and the whole-home water conditioner and softener ensure comfort and quality water throughout.
Energy efficiency and reliability truly set this property apart. Tesla solar panels paired with two Powerwalls provide exceptional energy savings and peace of mind—meaning you’ll never lose power. The two-car garage includes convenient overhead storage for added organization. With its cutting-edge technology, functional design, and desirable Oakland location, this home offers a rare blend of comfort, efficiency, and modern living.
ROOF: 2020
AC: 2020
ELECTRICAL: 2020
PLUMBING: 2020
HWH: 2020
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$474,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $379,992 | $379,992 | $379,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $395 | $395 | $395 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,278 | $2,371 | $3,155 |
| Total Monthly Payment | $2,748 | $2,841 | $3,625 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.