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One or more photo(s) has been virtually staged. Discover a beautifully coastal retreat where modern comfort meets the effortless rhythm of waterfront living. This completely renovated first floor one bedroom, one and a half bath residence is nestled within the highly sought after Bay Island Condominiums, a vibrant 55 plus waterfront community in the heart of South Pasadena. Thoughtfully updated from top to bottom, this home offers a warm and inviting atmosphere designed for both relaxation and connection. As you step inside, natural light fills the open living space, creating an easy, calming flow that feels instantly like home. The kitchen has been thoughtfully designed for both beauty and function, featuring brand new stainless steel appliances, elegant quartz countertops, and generous cabinetry that makes everyday living a pleasure. New flooring throughout adds a refined coastal touch, completing this move in ready escape. The bedroom is a tranquil sanctuary, offering ample space to unwind and recharge, complemented by a beautifully updated en-suite bathroom with a versatile shower and tub combination. A convenient half bath adds comfort and ease when hosting friends or family. Beyond your front door, the lifestyle truly shines. Just minutes away are the breathtaking sugar sand beaches of the Gulf, where turquoise waters, soft breezes, and unforgettable sunsets become part of your daily routine. Bay Island offers an exceptional waterfront setting with amenities that elevate every day, including round the clock security, a lively clubhouse, a heated pool, shuffleboard courts, waterfront picnic areas, fitness centers, billiards, and a scenic mile and a half walking path that winds along the water’s edge. Perfectly situated on the first floor for ease and accessibility, this home offers the rare opportunity to enjoy refined coastal living paired with a vibrant, active community. Whether you are seeking a peaceful retreat or an engaging lifestyle near the Gulf’s most beautiful beaches, this is a place where you can truly feel at home. Schedule your private showing and experience it for yourself.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$220,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $176,000 | $176,000 | $176,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.419% | 5.668% |
| Monthly Tax Payment | $189 | $189 | $189 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,041 | $1,084 | $1,426 |
| Total Monthly Payment | $1,305 | $1,348 | $1,690 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.