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Presented by
John Armellino - Armellino Team |
Spacious and well cared for, this home offers an open floor plan with an eat-in kitchen, expansive dining area, and sun-filled living room. Highlights include three bedrooms on the main level with access to a walk-out deck, plus convenient laundry, with a full bath completing the main level. The finished walk-out lower level (+-585 sq ft) offers flexible space with potential for extended living and includes a den/office, family room, full bath, and storage room. Energy-efficient solar adds long-term savings. Major improvements include a new roof, central air with transferable warranty, chimney flue, and decking (2025), along with updated lower-level flooring and newer appliances including dishwasher, stove/range, refrigerator and stackable washer/dryer (2024-2025). Enjoy a nicely sized, fenced yard. Conveniently located near major highways, shopping, and the train. Seller paid Home Warranty conveys to buyer ***Seller has received multiple offers, Highest and Best due by 1PM Jan. 15, 2026***
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Bedroom 2 | Main |
| Dining Room | Main |
| Family Room | Lower |
| Living Room | Main |
| Office | Lower |
| Primary Bedroom | Main |
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Sales Associate
William Raveis Real Estate
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William Raveis Mortgage, LLC
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Gerry.OBrian@raveis.com
NMLS Mortgage Loan Originator ID 223191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $291,920 | $291,920 | $291,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $635 | $635 | $635 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,612 | $1,727 | $2,328 |
| Total Monthly Payment | $2,322 | $2,437 | $3,038 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.