8950 Gene Johnson Rd, Saint Augustine, FL, 32080 | $650,000
Lovely coastal cottage just a short walk from the beach, located in Summer Haven—a quiet, historic island community in southern St. Johns County. Built in 2019, this home is in excellent condition and ready for immediate enjoyment. The south-facing balcony captures warm winter sun and cooling summer breezes—perfect for morning coffee at sunrise and evening wine at sunset. Set on nearly half an acre, the property fronts a tidal creek, allowing you to launch a paddleboard or kayak right from your backyard and return with redfish for dinner. Summer Haven is a gem - originally developed in the late 1800’s as a summer haven, the area is rich in history, with many original homes still intact, preserving its old-Florida beach character. Tucked away enough to offer peace and quiet, yet close enough for easy access to local attractions. This property would make a great primary residence or weekend beach house.
Features
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 150x100
- Style: Cottage,Single Family Home
- Year Built: 2019
- Heating: Central,Electric
- Cooling: Central,Electric
- Approx Sq. Feet: 1,040
- Acreage: 0.4
- Lot Size: 150x100
- Est. Taxes: $5,442
- Lot Desc: Marsh Front,Marsh View
- Water Front: Yes
- Boat Access: No
- MLS#: 260149
- Days on Market: 8 days
- Website: https://www.raveis.com
/prop/260149/8950genejohnsonrd_saintaugustine_fl?source=qrflyer
Listing courtesy of Southern Realty of St Augustine & Crescent Beach
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
8950 Gene Johnson Rd, Saint Augustine, FL, 32080
$650,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.156% | 5.522% |
| Monthly Tax Payment | $454 | $454 | $454 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,953 | $3,114 | $4,180 |
| Total Monthly Payment | $3,499 | $3,660 | $4,726 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388