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This well-maintained two-bedroom, two-bath home is located in a desirable, resort-style residential cooperative community offering a unique ownership structure with no lot rent, as ownership is conveyed through a cooperative share. The split-bedroom floor plan provides excellent privacy, making the layout ideal for both everyday living and hosting guests. The dining area is conveniently positioned adjacent to the living room, creating an open and comfortable gathering space. The kitchen is well appointed and features a charming eat-in area with peaceful views of the creek behind the home. The residence is offered partially furnished, allowing for an easy and flexible transition. Outdoor living is a highlight, with an expansive entertainment area that includes two covered spaces—perfect for enjoying Florida’s year-round weather. The creek setting adds a serene backdrop, where dolphins, manatees, fish, and ducks have all been spotted, creating a truly special waterfront experience. A generous carport leads to a storage shed that can also serve as a workshop, ideal for hobbyists or DIY enthusiasts. The community offers a wide variety of recreational and social amenities, including a heated pool, clubhouse, shuffleboard, and bocce ball courts. Residents enjoy frequent dances and dinners in the clubhouse, which also features a library and a game room with pool and poker tables. Creative residents will appreciate the dedicated craft room equipped with two kilns and space for a variety of artistic pursuits. Conveniently located midway between Tampa/St. Petersburg and Sarasota/Bradenton, Apollo Beach offers easy access to restaurants, medical services, shopping, and everyday conveniences—all just outside the community gates.
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Our Executive Mortgage Banker:
Our Insurance Division:
$267,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $213,600 | $213,600 | $213,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.178% | 5.541% |
| Monthly Tax Payment | $184 | $184 | $184 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,180 | $1,281 | $1,717 |
| Total Monthly Payment | $1,439 | $1,540 | $1,976 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.