Located in the heart of Davis Shores, this property presents a compelling opportunity to own in one of Anastasia Island’s most established and sought-after neighborhoods. The setting is a true highlight, offering easy access to local restaurants, bars, coffee shops, and everyday conveniences, while historic downtown St. Augustine and the Intracoastal waterways are just minutes away. The lot itself is a standout, providing rare usability, outdoor space, and long-term value in an area where land and location continue to drive demand. Built with concrete block construction, a metal roof, and impact-resistant windows, the home reflects thoughtful durability and quality craftsmanship. Significant upgrades have already been completed, including electrical updated to current code, replaced supply-side plumbing, newer ductwork, and a new HVAC system replaced in 2025, offering peace of mind for the next owner. Inside, the home features 3 bedrooms and 1 bathroom with wood floors and a comfortable, functional layout ideal for a couple or young family. The spacious backyard allows room for pets, outdoor living, or future expansion potential. Well maintained and move-in ready, this is a rare opportunity to secure a solid home on a great lot within the Davis Shores community, with seamless access to downtown, waterways, and the beach lifestyle. Schedule your private showing today.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.144% | 5.415% |
| Monthly Tax Payment | $567 | $567 | $567 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,773 | $1,845 | $2,456 |
| Total Monthly Payment | $2,415 | $2,487 | $3,098 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.