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The Keowee Life Awaits You! Welcome to 103 Harbor Lights townhome community in sought after Keowee Key which offers a perfect blend of comfort, recreation, and natural beauty. This townhome captures it all. Tucked into a cozy wooded setting, this two-bedroom town home features a Jack & Jill bathroom connected to the two bedrooms. There is a powder room for guests on the main level. Sold "turn-key", this is your opportunity to own this peaceful retreat with its access to the wide array of Keowee Key amenities that define lake living. With two dedicated parking spaces and ample guest parking, welcoming friends and family is effortless from the moment they arrive. Inside, the home feels fresh and move-in ready and is being sold fully furnished making it ideal for immediate enjoyment. Harbor Lights allows short-term rentals. Hurry and make an appointment to see this gem. Additional Keowee Key amenities include two private marinas, walking trails on the S. Gate side from the entrance to the Clubhouse, a waterfront leisure walking trail, the dog park, a heated, indoor pool at the fitness center complex, jogging path, Shuffleboard, two outdoor pools, The Lake View Room, Event Center, Pro-Shop, Bistro, Clubhouse, outdoor dining and covered patios, private beaches, pavilions in addition to the golf course, pickleball courts, and tennis courts. Seize The Keowee Life! Unit 103 Harbor Lights assessment is $767 per quarter in 2026. The special assessment of $275 per quarter for 2026. New owner/Capital investment fee is $2, 500 is paid at closing to Harbor Lights. Keowee Key fees are $5, 420 annually for the amenities and a one-time fee of $7, 640 paid to Keowee Key for the New Owner Capital Assessment fee. The information provided is believed to be accurate. All numerical representations, including square footage and room sizes, are approximations only and are possibly inaccurate. If Buyer's decision to purchase is based upon numerical representations, Buyer shall be responsible for verifying the information deemed important to them. All fees provided, including covenants/restrictions, should be verified. Homeowner Associations often make changes. Harbor Lights has its own board as well as Keowee Key. The home is rented January 11 - January 16, 2026 and February 13-15. 2026.
| Type | Dimensions | Level |
|---|---|---|
| Bedroom2 | 15.6x11.4 | Upper |
| DiningRoom | 9.11x10.7 | Main |
| Kitchen | 9.8x11.4 | Main |
| Laundry | 3.7x3 | Upper |
| LivingRoom | 13.4x17.10 | Main |
| PrimaryBedroom | 12.8x10.7 | Upper |
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Our Executive Mortgage Banker:
$274,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $219,600 | $219,600 | $219,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,299 | $1,352 | $1,793 |
| Total Monthly Payment | $1,374 | $1,427 | $1,868 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.