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Presented by
Diane Bonney - The Diane Bonney Team |
Under contract-accepting backup offers. Imagine starting each day in a beautifully updated first-floor condo designed for effortless living, coastal comfort, and peace of mind—without a single stair to climb. This turnkey-furnished residence offers a refined yet relaxed Florida lifestyle in a serene, well-managed setting.
Nestled within The Gardens of St. Andrews Park in the highly sought-after Plantation community, this peaceful enclave is ideal for active adults seeking low-maintenance living without sacrificing quality or amenities. Plantation is known for its golf, social opportunities, and welcoming atmosphere—making it easy to stay as active or as relaxed as you choose.
Enjoy the convenience of no stairs and covered parking located just outside your front door. Inside, the home has been thoughtfully updated with new flooring, fresh paint, modern ceiling fans, updated lighting, and stylish plantation shutters that enhance both elegance and energy efficiency. These upgrades contribute to an impressively low average monthly electric bill.
Significant improvements provide lasting value and confidence, including a new HVAC system installed in 2025, featuring the latest earth-friendly technology and backed by a 3-year service warranty including 2 maintenance services annually. The upgraded stainless steel appliances are also warranty-protected. The building recently received a new roof—fully paid with no assessments, reflecting the exceptional management of the Gardens 4 Association.
Whether you’re searching for a seasonal coastal retreat or a full-time residence designed for ease and enjoyment, this condo delivers comfort, sophistication, and true maintenance-free living.
To complete the lifestyle, you’re just minutes from spectacular Gulf beaches and a short drive to Sarasota’s renowned arts, dining, and cultural scene, offering the perfect balance of tranquility and vibrant coastal living.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$228,000
Sales Associate
William Raveis Real Estate
Phone: 860.508.5281
Diane.Bonney@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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| Loan Amount | $182,400 | $182,400 | $182,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.168% | 5.541% |
| Monthly Tax Payment | $252 | $252 | $252 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,050 | $1,092 | $1,466 |
| Total Monthly Payment | $1,377 | $1,419 | $1,793 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.