|
|
NEWLY BUILT - Completed in 2026. Beautiful 2 STORY Home Built with Careful Attention to Detail. 1+ Acres on a quiet street in a peaceful, natural setting. This 3 Bed/2. 5 Bath Home has it all. Enter the Home to 9' Ceilings in the Kitchen/Living/ Great Room. In this Large Open Concept, the Kitchen includes Black Stainless Steel Appliances and Quartz Countertops, Large Pantry & All Wood, Soft Close Cabinets. French Doors open to a Back Patio with Wooded lot. LVP Flooring throughout with Tiled Oversized Master Shower and Hall Bath. Upgraded, Smooth Walls with Fans in Living Room & Bedrooms and All Black Hardware. Oversized 2 Car Garage includes Laundry Niche. Generous Closets throughout feature Barn Doors. The Exterior is finished with Hardie Board Siding, a Metal Roof, and Custom Entry Landscaping. This House is a MUST SEE! Includes Builder 1 Year Warranty. May be Eligible for USDA Loan with 0% Down OR Zoning with No HOA with no restrictions. Bring your boats, RV, horses, goats & chickens! Excellent Central St Johns County Location, Flagler Estates is one of the County's fastest-growing communities. Only mins to Crescent Beach, Historic St. Augustine & Palm Coast, Palatka & the St Johns River.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$369,987
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $295,990 | $295,990 | $295,990 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.794% |
| Monthly Tax Payment | $55 | $55 | $55 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,775 | $1,847 | $2,418 |
| Total Monthly Payment | $1,905 | $1,977 | $2,548 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.