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Come see this MOVE-IN READY UPDATED 4 bedrooms, 2 baths, little over 1, 400 sqft with a relaxing BIG BACKYARD OVERLOOKING THE POND! NO REAR NEIGHBORS! This lovely open floor plan home has extended tile throughout the living and wet areas. NO CARPET! Luxury Vinyl flooring in ALL Bedrooms. As you enter the home there is an extended foyer, on the right 2 bedrooms and a shared bathroom. On the left is another bedroom. This home can be a 5 BEDROOM HOME!! Sellers converted HALF of the garage into a 5th BEDROOM, installed a mini-split AC unit and still have storage in the front half! Garage still works and opens (Sellers willing to convert garage back for right offer and buyer!) New Owners can either keep as a bedroom, make an office, play room, a game area with pool and bar area, OR garage can be converted back with AC! The potential is endless! The laundry room is beautifully updated with a decorative backsplash, two wall-mounted shelves, a folding shelf, and wall paneling. The washer and dryer STAY with the home! Large spacious kitchen, upgraded Espresso color cabinetry, granite kitchen countertops, sellers installed an upgraded kitchen backsplash, and added under and above cabinet kitchen lighting, providing consistent ambient lighting. Stainless Steel Appliances. Eat-In kitchen area. The bedrooms are split floor plan. The 3/4 bedrooms are up front and the master is in the back! The spacious master bedroom has a WALK- IN CUSTOM BUILT CLOSET. En suite bathroom with a walk in shower. As you enter the beautiful backyard with a extended 20x30 paver patio, installed a PERMANENT 10x12 pergola with adjustable/opening roof slats to enjoy the amazing sunset views overlooking the pond views and watching your favorite football team on a installed TV setup with a protected TV case that STAYS with the home. NO MORE HANGING CHRISTMAS LIGHTS!! Sellers installed PERMANENT EXTERIOR LIGHTING around the WHOLE outside of the home. This home boasts front irrigation system, hurricane shutters and plenty of natural light in the home!! NO FLOOD ZONE!! VERY LOW CDD!! CDD IS IN THE TAXES! VERY LOW HOA! The location is conveniently located near stores, ZONED FOR A-RATED SCHOOLS, great restaurants and more to come. Location is the key! Near Fort Hamer Bridge so a quick commute to Lakewood Ranch, easy access to I-75/275, 30 mins to St Pete, 15 mins to Riverview, Wimauma, Sun City, or Ruskin, 45 mins to Tampa. Close to surrounding beaches, St Pete, Anna Maria Island, and Siesta Key! Don't miss out on this fantastic opportunity to own this beautiful home. Schedule your showing today!!! **ELIGIBLE FOR $0 DOWN PAYMENT USDA FINANCING!** MOTIVATED SELLER!! MAKE AN OFFER!!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $255,200 | $255,200 | $255,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.403% | 6.431% | 5.668% |
| Monthly Tax Payment | $325 | $325 | $325 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,528 | $1,571 | $2,068 |
| Total Monthly Payment | $1,928 | $1,971 | $2,468 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.