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Lovingly maintained by its original owner, this spacious ranch offers 3 bedrooms, 1 bath, and 1, 776 sq. ft. of comfortable living space. Hardwood floors and an abundance of natural light create a bright, airy atmosphere throughout, while central air ensures year-round comfort.
A standout feature is the expansive bonus room located above the two-car garage, complete with a wood-burning fireplace and sliders to a private deck overlooking the backyard. This space offers excellent potential for an in-law suite, guest area, or family room.
Recent updates include roof, vinyl siding, and a newer oil tank, providing peace of mind for years to come. The home has been thoughtfully maintained and offers the opportunity to update finishes over time to suit your personal style and add value.
The property is set on a generous half-acre lot, offering a sense of privacy and openness, complemented by two sheds for additional storage.
Located on a quiet dead-end street yet just minutes from highways, shopping, and dining, this home offers the perfect combination of everyday convenience and tranquility in a desirable Smithfield location. With ample space, recent updates, and flexible living areas, 2 Varin Drive is ready to welcome its next owners.
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.280% | 5.628% |
| Monthly Tax Payment | $543 | $543 | $543 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,302 | $2,430 | $3,241 |
| Total Monthly Payment | $2,920 | $3,048 | $3,859 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.