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Welcome to 229 Cooper Dr, a beautiful brick home nestled inside the highly desirable Santee Cooper Resort - a private, gated golf and lakefront community on Lake Marion. This charming 3-bedroom, 2. 5-bath home offers warmth, character, and plenty of natural light. Step inside and you're greeted with ceramic & hardwood floors, and large windows that frame the peaceful wooded surroundings. The spacious living area opens to a deck overlooking tall pines - perfect for morning coffee or evening gatherings. The kitchen features granite countertops, shaker-style cabinets, and a bright breakfast nook, while the cozy den below boasts a wood-burning fireplace that makes the space feel inviting year-round. Upstairs, the primary suite includes its own private balcony, ideal for enjoying the fresh airand bird songs. Two additional bedrooms offer flexibility for family, guests, or a home office. Set on a 0. 36-acre lot, this property feels like a private retreat while still giving you access to everything the resort offers - championship golf, a marina, tennis courts, and Lake Marion boating and fishing. Why You'll Love This Home & Location: - Gated Community: Peace of mind with security and amenities at your doorstep. - Outdoor Living: Deck, balcony, and wooded lot create a natural, serene setting. - Lifestyle: Play golf, launch your boat, fish, or relax by the water - all within your neighborhood. - Convenience: Located in Santee, SC, just off I-95, making trips to Charleston or Columbia easy while still enjoying the quiet of lake living. - Recreation Nearby: Minutes to Santee State Park, wildlife trails, and some of the best fishing in the Southeast. There is a one-time club initiation fee of $4, 000. With an acceptable offer the sellers are willing to either provide a credit towards a 2/1 Interest Rate Buy Down or a $4, 000 credit towards the one-time club initiation fee. A $1, 200. 00 lender credit is available and will be applied towards the buyer's closing costs and pre-paids if the buyer chooses to use the seller's preferred lender. This credit is in addition to any negotiated seller concessions. Check out the appraisal report done on 8/26/2025 in the documents section.
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Our Executive Mortgage Banker:
$319,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $255,999 | $255,999 | $255,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.419% | 5.668% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,514 | $1,576 | $2,075 |
| Total Monthly Payment | $1,589 | $1,651 | $2,150 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.