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*Open House Sunday 1/11 1-3PM* INTRODUCING 16 RIDGE KNOLL CIRCLE Welcome to Ridgeway Cottages, a charming Greenville community built by Renaissance Custom Homes, one of Greenville’s most respected local builders. This home has been lovingly cared for by just one family since construction and is only five years young, offering a rare opportunity for low-maintenance living in an unbeatable location. The open floor plan is filled with abundant natural light - perfect for plant lovers - along with dark hardwood floors, abundant moldings, and modern finishes throughout. The kitchen is both beautiful and functional, featuring granite countertops, a designer tile backsplash, solid maple cabinetry, a large island, and stainless steel appliances. The primary suite is located on the main level. The tall ceilings expand throughout and into the spa-like bathroom includes dual vanities with granite countertops, a beautifully tiled walk-in shower, and a generous walk-in closet. Upstairs, you’ll find two oversized guest bedrooms, a full bathroom, and a loft area that works perfectly as a home office, flex space, or second living room. Enjoy a front porch and a fenced-in backyard with a patio, perfect for cookouts, gardening, or relaxing evenings outdoors. Just beyond your yard, a shared greenspace and gazebo create a natural gathering place that fosters a true sense of community. Ridgeway Cottages is known for its tight-knit, neighborly feel and owner-led HOA. Residents truly look out for one another, and homes here are rarely available. The HOA covers: * Full lawn care (mowing, blowing, weed control, fertilizing, bush trimming, pine straw) * Trash service via a shared underground bin * Low-maintenance living Each yard is equipped with underground irrigation, which can be activated through the lawn service if desired. The neighborhood also features a communal mailbox system, with individual locked boxes for each homeowner. The home includes two designated parking spaces, ample guest parking along both sides of the lot, additional street parking, and a nearby large lot - useable for gatherings and entertaining. Located in Greenville: * Just minutes from Downtown Greenville * Only a few blocks from the Swamp Rabbit Trail – Green Line * Walking distance to Kitchen Sync, White Duck Taco, and other popular restaurants, shops, and breweries * Close to the upcoming Bolden Street District, a vibrant trail-side hub with retail, dining, entertainment, and professional services Low-maintenance. Thoughtfully designed. Community-centered. ?16 Ridge Knoll Circle is a rare find in one of Greenville’s most connected and charming neighborhoods. Recent appraisal, home inspection report, and invoice of small repairs all made available upon request. This home is ready for you to move in - Selling AS-IS!
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Our Executive Mortgage Banker:
Our Insurance Division:
$470,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $376,000 | $376,000 | $376,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.132% | 5.396% |
| Monthly Tax Payment | $198 | $198 | $198 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,076 | $2,252 | $2,998 |
| Total Monthly Payment | $2,349 | $2,525 | $3,271 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.