45 SHADY LANE N, Palm Coast, FL, 32137 | $579,000

Welcome to paradise with this key west style house tucked in among the trees just minutes away from the sandy beaches. There’s plenty of possibilities with this home from a great short term rental to living upstairs while leasing out the lower part which is also suitable for a mother-in-law suite. Admire the lush old Florida landscape as you enter into an almost fantasy setting or overlook the canopy from your multiple balconies. Relax on your large 2nd floor wrap around balcony that embraces you with shade from the landscape & plentiful sun from above. Take a stroll on a lovely bike & walking path from the cul-de-sac which also leads to the sandy beach for further lifestyle enjoyment. As you enter this amazing home you’ll be greeted with plenty of natural light with its plentiful windows and cathedral ceiling. Upgraded throughout you’ll love all the bells & whistles while admiring the added character this home provides. A welcoming kitchen with quartz counter-tops, gas stove & lovely soft close cabinets enhance the home further while overlooking the family room. 1st floor has a bedroom, full bath, living area, kitchen & side entrance along with a laundry room office/den combo. 2nd floor has a bedroom, full bathroom, family room, kitchen & wrap around balcony for further enjoyment. 3rd floor has a bedroom, full bath & another balcony with amazing views. Enjoy Bings Landing for some top notch BBQ or drop your boat in at the marina & cruise up to the Matanzas Inlet for a full day of fun. Minutes away from Palm Coast shopping, restaurants, & I-95. A must see for someone that wants the ultimate lifestyle of nature, boating, beaches & lush paradise to call home. Schedule a showing today to see this beautiful home & all that it has to offer. It’s even better in person. It’s magical!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 100 x 160
  • Laundry: Common Area, Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room
  • Year Built: 2002
  • Garage: 2-car Boat, Driveway, Golf Cart Parking, Off Street, On Street, Open, Oversized
  • Heating: Central, Electric, Heat Pump, Wall Units / Window Unit
  • Cooling: Central Air
  • Approx Sq. Feet: 1,803
  • Acreage: 0.37
  • Lot Size: 100 x 160
  • Est. Taxes: $5,048
  • Lot Desc: Cul-De-Sac, In County, Level, Near Golf Course, Near Marina, Oversized Lot
  • View: Trees/Woods
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: FC315132
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/FC315132/45shadylanen_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/20/2026 7:17:10 PM)
Listing courtesy of TRADEMARK REALTY GROUP LLC   Phone: 386-447-6889

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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45 SHADY LANE N, Palm Coast, FL, 32137

$579,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $463,200 $463,200 $463,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.132% 5.541%
Monthly Tax Payment $421 $421 $421
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,630 $2,774 $3,724
Total Monthly Payment $3,143 $3,287 $4,237

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.