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One or more photo(s) has been virtually staged. Experience the crown jewel of Americana Cove! Rarely does a “best-in-park” property become available. Positioned on a premier lot within this exclusive 55+ gated community, this 2/2 waterfront retreat lets you wake up to panoramic, breathtaking views- you’ll get glorious bayou vistas from sunrise to sunset. This isn't just a home; it’s a front-row seat to nature’s greatest show! Across the water is a protected mangrove reserve and bird sanctuary, and your backyard is a playground for dolphins and manatees. Launch a kayak for a sunset paddle, boat from your dock to Tampa Bay, or simply enjoy a beverage while looking at the water… this property offers the ultimate aquatic playground. No neighbors behind you- just blissful peace and quiet! Boat lift and composite dock built in 2011 gives you easy boating water access. With 1, 448 sq. ft of living space, the home features many upgrades including 2025 mini split A/C and heat, 2024 membrane roof-over to keep the home cool, 2023 water heater, 2024 wide-plank waterproof laminate flooring with 3/4 inch plywood subflooring and new woodwork and baseboards, 2024 vapor barrier underneath to protect the subfloor, updated kitchen with new countertops, white appliances, and washer and dryer in separate utility closet. New designer paint throughout. Large guest bath has shower/tub combo. Spacious primary bedroom suite has walk-in closet with window, and beautiful bath with large tiled walk-in shower, toilet and vanity. Long carport holds two
cars easily- with oversized shed to store boating gear. Easy-care rock landscaping in front and back. Price includes share for the lot and ownership in the co-op. Two pets up to 35 pounds each are welcome! Low monthly maintenance fee of $380 includes water, sewer, trash pick-up, lawnmowing, 24-hr manned security gate, seawall maintenance and all amenities- including clubhouse, heated pool, fitness center, billiards and so much more! Superb location just 3 minutes to shopping, 10 minutes to downtown St Petersburg, and 20 mins to two airports and Tampa. BONUS: Flood insurance has been paid for the next two years and is assumable! Seller will give home warranty at close. Management requires a 675+ credit score for each owner. Finally, YOUR chance to own the luxury, waterfront lifestyle- far from the million-dollar price!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$334,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $267,920 | $267,920 | $267,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.628% |
| Monthly Tax Payment | $129 | $129 | $129 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,542 | $1,628 | $2,171 |
| Total Monthly Payment | $1,746 | $1,832 | $2,375 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.