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Under contract-accepting backup offers. Welcome to this beautifully maintained and thoughtfully updated home located in a quiet, established neighborhood of Winter Haven. A Central Florida community known for its lakeside lifestyle, convenience, and small-town charm. Close to Historic Downtown Winter Haven (5 minutes away) Best of all, this property comes with NO HOA, offering true freedom and flexibility.
Inside, you’ll find modern upgrades throughout, including luxury plank flooring, 2022 interior paint, and new door locks and hinges for peace of mind. The kitchen is equipped with 2022 appliances, making it move-in ready for today’s lifestyle. The primary bedroom features an elegant tray ceiling, adding a touch of architectural interest and comfort. Both bathrooms have been remodeled, enhancing the home’s updated and polished feel. Major systems have already been taken care of, including a 2019 roof and AC, 2013 water heater, and a 2022 pool pump and liner, allowing you to enjoy the home without worrying about costly replacements. Step outside to a backyard designed for fun, relaxation, and entertaining. Enjoy the above-ground pool, accented by wood decking and a covered shaded roof that keeps the space shaded and comfortable year-round. The outdoor area also features a fire pit, swing set, and even a rock climbing wall, creating a unique and family-friendly environment. A new fence adds privacy, while French doors seamlessly connect indoor and outdoor living spaces. The property also includes a private mailbox, adding a subtle touch of exclusivity. Conveniently located near shopping, dining, schools, and major roadways, this home offers easy access to everything Winter Haven has to offer including its renowned lakes, parks, Legoland/Peppa Pig park (15 minutes away) and the growing downtown scene. This is a rare opportunity to own a well-updated home with standout outdoor amenities, modern systems, and no HOA restrictions that is perfect for homeowners seeking comfort, freedom, and Central Florida living at its best.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$261,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $208,800 | $208,800 | $208,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $197 | $197 | $197 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,169 | $1,251 | $1,665 |
| Total Monthly Payment | $1,441 | $1,523 | $1,937 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.