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Under contract-accepting backup offers. Welcome to Island Estates—where coastal living meets everyday convenience, and you get all the benefits of Clearwater Beach without living in the middle of the crowds. This is your inside track to one of Clearwater’s most sought-after waterfront communities—quiet, established, and perfectly positioned just minutes from the sugar-white sands.
Set on the second floor of a secure, well-maintained building, this oversized 1-bedroom, 2-bath condo offers an impressive 1, 235 square feet of living space—because “one-bedroom” doesn’t have to mean “small. ” Natural light pours in through multiple hurricane-rated sliders, creating a bright, airy feel that flows effortlessly to two expansive private balconies. Morning coffee, sunset unwinding, or a little of both…this is Florida living done right.
Inside, the layout is both functional and inviting. The open living space connects seamlessly to the kitchen, where granite countertops, generous storage, and ample prep space make everything from casual nights in to hosting friends feel easy. Updates completed approximately six years ago include laminate flooring and tile in wet areas for low-maintenance living. A full guest bath with walk-in shower sits near the entry, while the spacious primary suite feels more like a retreat—complete with its own private balcony, a large closet with closet organizer, and an ensuite bath with soaking tub.
This isn’t just a condo—it’s a lifestyle upgrade. The community delivers true resort-style amenities: a geothermal waterfront pool with an expansive paver deck, fitness center, saunas, tennis and pickleball courts, a billiards room, catering kitchen, and a waterfront fishing dock with cleaning station and dining areas. Add in a secure lobby, covered assigned parking, and plenty of guest parking, and you’ve got effortless, everyday luxury.
Recent improvements bring peace of mind, including new hurricane-rated windows and sliders (2025), a new water heater (2025), new dishwasher (2025), and a full-size washer (2026). The building itself has undergone extensive updates—roof, elevators, exterior paint, lobby refresh, and an enhanced pool deck with tiki huts—showcasing a well-managed, well-funded association. Milestone inspections are complete, and the seller will cover remaining window and slider assessments with a full-price offer.
Island Estates is its own little world—in the best way. Walk to Publix, local dining, banking, a UPS Store, and more without ever leaving the island. And when you’re ready for beach mode, you’re under two miles to Clearwater Beach, with the Jolly Trolley stopping right outside your door. Easy access to Tampa International Airport, downtown St. Pete, and the best of the Tampa Bay area keeps everything within reach.
Pet-friendly (one pet up to 25 lbs) and a minimum 6-month + 1-day rental policy make this an ideal option for both personal use and investment. Currently tenant-occupied through August 2026, with flexibility for an earlier move-out if the buyer wants to occupy after closing.
If you’ve been searching for that balance of location, lifestyle, and long-term value—this one delivers.
Let’s get your private showing on the calendar and claim your slice of Island Estates.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,920 | $239,920 | $239,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $458 | $458 | $458 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,437 | $1,497 | $1,976 |
| Total Monthly Payment | $1,970 | $2,030 | $2,509 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.