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Welcome to Island Way in Island Estates, Clearwater’s best-kept secret for resort style waterfront living with everyday conveniences at your doorstep. This amenity rich waterfront community is in Clearwater, FL minutes to the sugar-white sands of world renowned Clearwater Beach! This extra large 1, 235 sq ft 1 bedroom, 2 full bath condo offers plenty of space and two extra large private balconies to enjoy the Florida sun. If you are looking for a resort community, you have found it in this all-ages pet friendly waterfront community. Resort-style geothermal pool with large paver deck, workout room, saunas, community room with catering kitchen, billiards room, tennis/pickleball courts, waterfront fishing dock with cleaning station and dining tables, upgraded grill area, secure lobby, assigned parking and plenty of visitor parking make for easy living and enjoying the Florida lifestyle. Situated on the second floor of a well-maintained, secure building, this residence is filled with natural light and designed for enjoying the Florida lifestyle. The open living area flows effortlessly to the first balcony through multiple hurricane rated sliders, creating a bright, airy space ideal for entertaining or unwinding after a beach day. Updates completed approximately six years ago include granite countertops, laminate flooring, and easy care tile in the kitchen and baths.
The kitchen offers generous storage and counter space—perfect for casual meals or hosting friends before heading out on the town. Guests enjoy a full bathroom with walk-in shower near the entry, while the expansive primary suite features its own private balcony, a large closet with organization system, and an ensuite bath with soaking tub.
Additional highlights include in-unit laundry with full sized washer and dryer, new water heater (Dec, 2025), new dishwasher (Dec, 2025), new hurricane rated windows and sliders (2025), assigned covered parking, and a secure lobby entrance—because convenience and peace of mind matter. All milestone inspections have been complete and the seller will pay for the remaining hurricane slider and window assessments with a full price offer. This unit does not come with a dock, but they do come available for purchase for owners from time to time. The building itself has seen significant capital improvements over the last few years, including roof updates, elevators, refreshed exterior paint, lobby upgrades, and an expansive pool deck with tiki huts—evidence of a well-funded, well-managed association. Monthly fees conveniently cover building and grounds maintenance, reserves, exterior insurance, water, sewer, trash, basic cable, and internet. Island Estates is uniquely walkable and self-contained, featuring Publix, dining, banking, nail salon, dry cleaner, UPS Store, and more—all without leaving the island. And when it’s time for beach mode? You’re less than two miles from the sugar-white sands of world-renowned Clearwater Beach, with the Jolly Trolley stop right outside the building. Beyond the beach, enjoy effortless access to the Tampa Bay Area, including Tampa International Airport, downtown St. Petersburg, International Plaza, Bay Street, and the arts, dining, and cultural experiences that define life on Florida’s Gulf Coast. One pet allowed (up to 25 lbs). Minimum 6-month + 1 day rental policy. Currently rented through end of August, 2026. The tenants may be open to vacating early. ?Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,920 | $239,920 | $239,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $458 | $458 | $458 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,343 | $1,437 | $1,929 |
| Total Monthly Payment | $1,876 | $1,970 | $2,462 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.