5200 CAMBERLEA AVENUE, Zephyrhills, FL, 33541 | $549,900

Experience luxury living in this beautifully upgraded 3-bedroom, 3-bath pool home, perfectly positioned on the golf course in the sought-after Epping Forest enclave of Lake Bernadette. Extensively renovated in 2018, this residence offers spacious living and gathering areas ideal for entertaining. The gourmet kitchen boasts stainless steel GE Café and Profile appliances, a custom backsplash, granite countertops, a gas cooktop, a gourmet range hood, and a massive walk-in pantry with solid shelving and abundant storage. Enjoy the centrally located wine bar with cabinetry and a wine cooler, seamlessly connecting the kitchen and family room for effortless hosting.

The private primary suite is thoughtfully separated from the additional bedrooms and showcases a luxurious marble en-suite bath with dual rain shower heads and hand sprayers, a built-in marble shower bench, custom dual vanities with vessel sinks, stained glass windows, and a custom glass shower enclosure. Dual walk-in closets feature organizers and solid shelving for maximum functionality. Throughout the home, engineered hardwood and tile flooring provide elegance and durability—absolutely no carpet!

Major system upgrades include a new A/C (2020), roof (2017), ECOSMART tankless water heater (2020) for energy efficiency, and a pool pump (2021). The home’s robust roof system, constructed with heavy-duty plank-style decking (no plywood or OSB), may provide some insurance savings.

Step outside to your own backyard oasis: a screened-in pool with a tranquil waterfall feature and a custom outdoor kitchen complete with granite counters, seating for up to eight, a gas grill, and a dedicated space for a Kamado or "Egg" style grill. The garage is equipped with custom cabinetry and a workbench for extra storage. This is Florida living at its finest—move-in ready and designed for relaxation and entertaining.

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Golf Course, Park, Playground, Pool, Tennis Court(s)
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 1990
  • Garage: 3-car Deeded, Driveway, Garage Door Opener, Parking Pad
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,290
  • Acreage: 0.24
  • Est. Taxes: $6,309
  • HOA Fee: $159 Quarterly
  • Lot Desc: In County, Landscaped, Level, On Golf Course, Sidewalk
  • View: Golf Course
  • Elem. School: New River Elementary
  • Middle School: Raymond B Stewart Middle-PO
  • High School: Zephryhills High School-PO
  • Pool: Gunite, In Ground, Lighting, Pool Sweep, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Bar Fridge, Built-In Oven, Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Tankless Water Heater, Trash Compactor, Washer, Water Softener, Wine Refrigerator
  • MLS#: TB8446508
  • Days on Market: 124 days
  • Website: https://www.raveis.com
    /prop/TB8446508/5200camberleaavenue_zephyrhills_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/6/2026 3:35:19 AM)
Listing courtesy of MIHARA & ASSOCIATES INC.   Phone: 813-960-2300

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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5200 CAMBERLEA AVENUE, Zephyrhills, FL, 33541

$549,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,920 $439,920 $439,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.650% 5.866%
Monthly Tax Payment $526 $526 $526
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,673 $2,781 $3,624
Total Monthly Payment $3,291 $3,399 $4,242

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.