|
|
Welcome to 14 Stellata Lane, a charming 3-bedroom, 2-bathroom home perfectly positioned in the heart of Lady's Island, one of Beaufort's most sought-after island communities. Built in 2001 with approximately 1, 317 square feet of thoughtfully designed living space, this property offers an exceptional opportunity to embrace the quintessential South Carolina Lowcountry lifestyle where coastal tranquility meets modern convenience. Lady's Island has long been treasured by residents who claim to have the best of both worlds - the peace and privacy of island living combined with immediate access to everything you need. The bustling Sea Island Parkway corridor is your neighborhood hub, featuring comprehensive shopping from Walmart to specialty boutiques, fresh seafood markets where local shrimpers bring in daily catches, hardware stores, and unique finds at the Collectors Antique Mall. When it comes to dining, you'll discover local favorites like Locals Raw Bar with their chef-crafted sushi and locally-sourced seafood, Brody's Bar & Grill serving classic American fare with Lowcountry flair, and the waterfront Lady's Island Dockside where you can savor fresh catches while watching breathtaking sunsets over Factory Creek. Adventure and natural beauty surround you here. Just 14-16 miles away, Hunting Island State Park beckons with five miles of pristine beaches consistently ranked among America's finest. This beloved destination offers the historic Hunting Island Lighthouse, maritime forests, saltwater marshes, and exceptional fishing opportunities. Spend your weekends kayaking through tidal creeks, hiking scenic trails, surf fishing, or simply relaxing on uncrowded beaches where loggerhead turtles nest each summer. This property is being sold AS IS but remains in excellent condition and will qualify for all types of financing including conventional, FHA, VA, and USDA loans in its current state.
We do not attempt to independently verify the currency, completeness, accuracy or authenticity of the data contained herein. All area measurements and calculations are approximate and should be independently verified. Data may be subject to transcription and transmission errors. Accordingly, the data is provided on an "as is" "as available" basis only and may not reflect all real estate activity in the market. Certain information contained herein is derived from information, which is the licensed property of, and copyrighted by, REsides, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $256,000 | $256,000 | $256,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.144% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,434 | $1,533 | $2,058 |
| Total Monthly Payment | $1,509 | $1,608 | $2,133 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.