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Welcome to 17 Emerson Drive, a classic one-level ranch in one of Washingtonville’s most cherished neighborhoods. This home is ready for its next chapter and offers a rare opportunity to create your dream home in a location that simply can’t be duplicated. While the house is solid, well-maintained over the years, and perfectly livable as-is, it’s awaiting your personal touch – think cosmetic TLC: fresh paint, updated flooring, new kitchen and bath finishes, and a few modern upgrades will transform it into a showpiece. Priced accordingly so you can build instant equity while making it your own. What you can’t change is the magic of this street and location: Unique Neighborhood Highlights: Literally a 1-minute commute to the elementary school – no bus needed, just wave from the sidewalk! Stroll to everything that makes Washingtonville special: Main Street shops, the library, summer concerts, farmers markets, parades, and the holiday tree-lighting – all under 5 minutes. friendly neighbors, kids playing hockey in the road. Oversized, level, fully fenced backyard – perfect for playsets, gardens, or your future patio oasis. Pride-of-ownership homes all around – this is the block people move to and never leave. Perfect for buyers who want the best location in town and are excited to add their own style (or investors looking for a quick cosmetic flip in a high-demand area). Homes on Emerson Drive rarely come available – bring your vision and make 17 Emerson Drive the one you’ll stay in forever!
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Our Executive Mortgage Banker:
Our Insurance Division:
$324,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $259,999 | $259,999 | $259,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | $525 | $525 | $525 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,476 | $1,559 | $2,090 |
| Total Monthly Payment | $2,076 | $2,159 | $2,690 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.