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2854 89TH STREET CIRCLE E, Palmetto, FL, 34221 | $365,000
Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Short Sale. Discover Heron Bay, where luxury and comfort come together in perfect harmony! Imagine walking into this breathtaking, move-in-ready home and being greeted by an open foyer that opens into a spacious living area, flooded with natural light. The effortless flow into the dining area and kitchen creates an inviting space that's perfect for both entertaining and daily living. In this beautifully designed kitchen, your culinary dreams can become a reality. With elegant granite countertops, a charming eat-in island ideal for casual meals, and ample cabinetry alongside a generous pantry, this kitchen perfectly balances style and practicality. Adding to the home's appeal is a thoughtfully placed first-floor bedroom and a full bath featuring stylish granite countertops and a convenient bath/shower combo—making it easy to host family and friends. Venture upstairs to discover a flexible loft space that can easily be turned into a game room or a cozy second living area, complete with two closets for extra storage. The owner’s retreat is truly a personal haven, offering a spacious walk-in closet and a lavish ensuite bath equipped with dual sinks, granite countertops, and an expansive walk-in shower. With three additional bedrooms on the second floor, plus a third full bath that includes a tub/shower combination, this home ensures ample space for family and visitors alike. And don’t overlook the convenient laundry room connected to the attached two-car garage, streamlining everyday chores. Step outside to bask in the generous backyard, fenced on two sides, providing the perfect setting for relaxation or entertaining. Could this be the dream home you've been searching for? Don’t let this opportunity slip away—schedule your showing today and take the first step toward turning this house into your home!
Features
- Rooms: 11
- Bedrooms: 5
- Baths: 3 full
- Laundry: Laundry Room
- Style: Traditional
- Year Built: 2024
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,589
- Acreage: 0.12
- Est. Taxes: $5,944
- HOA Fee: $315 Quarterly
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator
- MLS#: A4676873
- Days on Market: 63 days
- Website: https://www.raveis.com
/prop/A4676873/285489thstreetcirclee_palmetto_fl?source=qrflyer
Listing courtesy of HOUSE MATCH Phone: 941-213-7028
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2854 89TH STREET CIRCLE E, Palmetto, FL, 34221
$365,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $292,000 | $292,000 | $292,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.333% | 6.419% | 5.668% |
| Monthly Tax Payment | $495 | $495 | $495 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,727 | $1,798 | $2,367 |
| Total Monthly Payment | $2,297 | $2,368 | $2,937 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388