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This move in ready ranch in Loch Sheldrake New York greets you like a long exhale after a busy day. Morning begins with sunlight pouring through newer windows, the kind of gentle glow that makes every room feel calm and uplifting. Stepping inside, you notice the fresh flooring underfoot and the open flow that connects the living room kitchen and inviting eat in area, perfect for easy conversations while coffee brews. A warm fireplace anchors the space and sliding doors welcome you out to the new wrap around deck where the air carries hints of pine and the quiet rhythm of Sullivan County life. Picture evenings stepping from the deck into your own defined fenced space in the backyard, ready for pets, a garden nook, or a private seating area to begin shaping that personal outdoor retreat. Stainless steel appliances gleam against the unique counter and backsplash design and the spacious layout makes entertaining effortless from the living room to the eat in area. Spacious bedrooms offer comfort and room to recharge while the designer details in both baths reveal thoughtful touches and quality craftsmanship. Other improvements add real confidence to ownership including new windows and new flooring completed within the last four years plus the roof only two years old. Loch Sheldrake is surrounded by rolling lakes and trailheads and offers easy access to Route 17 making trips toward Orange County or New York City smooth and convenient. Residents love being close to Lake Superior State Park Hurleyville arts district and the energy of Monticello dining and shopping. Every season here brings something special from summer paddles to vibrant fall landscapes and quiet winter mornings. Farmers markets cozy cafés and Bethel Woods Center for the Arts invite you into a community rich with culture and outdoor adventure. This pristine ranch feels carefully maintained and stands as a true Sullivan County gem that is move in ready today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$310,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $248,720 | $248,720 | $248,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $393 | $393 | $393 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,432 | $1,490 | $1,983 |
| Total Monthly Payment | $1,900 | $1,958 | $2,451 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.