8221 AGATE STREET, Port Charlotte, FL, 33981 | $549,900

Welcome Boaters ~ RVers ~ Car collectors—bring your BIG TOYS HOME! This expansive nearly ONE-ACRE property is exceptionally well-suited for buyers who need lots of outdoor space for RV parking, boat storage, car collections, or the future addition of a detached garage, workshop, or storage building. Located in the highly desirable, boater-friendly South Gulf Cove community this property offers the freedom and flexibility that is increasingly hard to find. The 2022 Built home features a bright and cheerful three-bedroom, two-bath split-bedroom floor plan with volume ceilings, coastal inspired colors, and expansive outdoor living spaces. Perhaps the most striking upgrade to this property is the brand new 2025 in ground 16'x36' HEATED POOL with sunshelf and LED lighting, PLUS an expansive (nearly 1700 SF) paver patio for your entertaining and personal enjoyment! Inside you will love the volume ceilings, plank tile flooring throughout, oversized base and coastal color palette. The Foyer welcomes you and offers ample space to for a console table and side chairs or custom cubbies designed to meet your busy lifestyle. The kitchen boasts a Grande center island with dual sink and granite counters, a large corner pantry, stainless appliances and modern lighting fixtures, The dining room features a tray ceiling with crown molding and easy access to the family room as well as covered lanai. The family room with cathedral ceilings, wall mount TV, and ceiling fan is comfortable and roomy. On one side of the home, the two guest bedrooms share a hall bath with tub/shower and linen closer, while the Primary Bedroom offers a huge walk in closet, EnSuite Bath with dual sinks, tiled shower and water closet. The laundry room has a washer, dryer, and chest freezer for your added functionality and convenience. Other features include three-car garage with 8' overhead doors, garage door openers and keypad, and attic access. The two adjacent lots and one additional lot behind the house have been acquired and manicured, and a long driveway leading to a New 10'x24' Shed is in place, ready for your Boat or RV! Tropical and Florida native landscaping accentuates the beauty of this property, which also has a huge fenced area perfect for the pups! Close to the pristine beaches of Boca Grande and Englewood Beach, South Gulf Cove is known for its relaxed and boating lifestyle, with nearby public boat ramps providing access to Charlotte Harbor and the Gulf of Mexico, where you'll enjoy world class fishing, cruising the ICW, or just lazy days at the sandbars. The HOA is voluntary at $120/year, and they have a wide range of activities and events on site at the Clubhouse. There are pocket parks, the Learning Garden a playground with BBQ and picnic areas, and walking paths in the community, And it offers easy access to regional and international airports without all the fuss. Combined with space for RVs, boats, or classic car enthusiasts, this property delivers a rare opportunity for buyers seeking freedom, functionality, and Florida outdoor living—all within close proximity to beaches, golf, dining, and shopping. Call Today for your private showing, this is a MUST SEE property!

Features

  • Amenities: Recreation Facilities
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: IRR
  • Laundry: Laundry Room
  • Year Built: 2022
  • Garage: 3-car Boat, Driveway, Garage Door Opener, Guest, Off Street, Oversized, RV Parking
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,663
  • Acreage: 0.93
  • Lot Size: IRR
  • Est. Taxes: $5,596
  • HOA Fee: $120 Annually
  • Lot Desc: Near Golf Course, Near Marina, Oversized Lot
  • View: Pool, Trees/Woods
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Deck, Gunite, Heated, In Ground, Lighting, Salt Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer
  • MLS#: D6145294
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/D6145294/8221agatestreet_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/13/2026 9:47:08 PM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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8221 AGATE STREET, Port Charlotte, FL, 33981

$549,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,920 $439,920 $439,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.137% 6.132% 5.396%
Monthly Tax Payment $466 $466 $466
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,463 $2,635 $3,508
Total Monthly Payment $3,021 $3,193 $4,066

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.