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Beautifully Updated Bill Hine Center Hall Colonial In A Picturesque Neighborhood! Located just one mile from Mount Sinai Harbor and Cedar Beach, this magnificent home offers timeless elegance, featuring Andersen windows throughout, gleaming hardwood floors, and custom moldings that enhance its classic charm. The formal living room and dining room are filled with natural light from floor-to-ceiling windows, creating an inviting space for both everyday living and entertaining. The updated eat-in kitchen boasts granite countertops, a double wall oven, and a spacious breakfast area, and opens seamlessly to the den featuring a brick wood burning fireplace and sliders leading to the private backyard. Upstairs, the luxurious primary suite offers a walk-in closet and en-suite bath. Three additional bedrooms and a newly renovated hall bathroom with a vaulted ceiling complete the second floor. The full finished basement provides endless possibilities, including a game room, home gym, and abundant storage. Step outside to your own private backyard oasis, featuring a newly renovated inground pool, new paver patio, and deck overlooking a large rolling lawn - perfect for relaxing or entertaining. Recent updates include a new roof, deck, heating system, updated electric, and freshly painted exterior. This exceptional home combines location, comfort, and style - an opportunity not to be missed!
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,992 | $719,992 | $719,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 4.750% | 5.625% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 5.878% | 5.732% | 5.555% |
| Monthly Tax Payment | $1,628 | $1,628 | $1,628 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,756 | $4,145 | $5,835 |
| Total Monthly Payment | $5,476 | $5,865 | $7,555 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.