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Under contract-accepting backup offers. Welcome home to easy Florida living in the desirable waterfront community of Bayshore Gardens. This solid block residence has been thoughtfully improved to provide comfort, efficiency, and long-term peace of mind, all while being conveniently located near IMG Academy, the State College of Florida, everyday shopping and dining, and the area’s renowned Gulf beaches.
Recent capital improvements include newer solar panels designed to reduce energy costs year-round, a newer roof and air conditioning system (2019), impact-resistant windows and front entry door, and water heater (2020). Large trees have been removed, and the property experienced no storm-related damage, adding an extra layer of confidence for the next homeowner.
Inside, the home is filled with natural light and features an open, welcoming floor plan. The updated kitchen is equipped with granite countertops, soft-close cabinetry, and stainless-steel appliances, making it both functional and stylish. Both bathrooms have been renovated, and the primary suite offers a walk-in closet and a private en-suite bath. A flexible bonus room provides options for a home office, dining area, or playroom, and dedicated laundry area.
Step outside to a fully fenced backyard designed for relaxation and entertaining, complete with a gazebo and storage sheds for all your outdoor needs.
Bayshore Gardens is known for its active lifestyle and exceptional amenities, all supported by a low annual fee of $417 (included in property taxes). Residents enjoy access to a Jr. Olympic-sized swimming pool, private marina with boat ramp, fishing pier with cleaning station, pickleball courts, playground, picnic areas, ball field, and a beautifully updated recreation hall available for private gatherings. A variety of social club, including boating, gardening, and woodworking.
THIS IS THE ONE!
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Our Executive Mortgage Banker:
Our Insurance Division:
$330,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $264,000 | $264,000 | $264,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.520% | 5.900% |
| Monthly Tax Payment | $334 | $334 | $334 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,583 | $1,647 | $2,175 |
| Total Monthly Payment | $1,992 | $2,056 | $2,584 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.