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Live the ULTIMATE Coastal lifestyle in this Contemporary 3-bedroom, 2. 5-bath elevated residence located within a boutique 12-unit waterfront community at Indian Harbor Condos in Indian Rocks Beach. Perfectly positioned along the serene Intracoastal shoreline, this light-filled home offers seamless indoor–outdoor living and a thoughtfully curated design that blends beachside charm with upscale finishes. Enjoy the benefits of a private, boutique waterfront enclave featuring a refreshing resort-style heated pool and four under-building parking spaces dedicated to this unit. Offering 1, 390 square feet of reimagined, open-concept nautical living, the residence is bathed in natural light and styled with fresh coastal colors. Fully furnished and move-in ready, it has a spacious open floor plan, plenty of storage space, well designed split bedroom plan and a large balcony overlooking the pool, just a short stroll to the beach and close to everything IRB has to offer. Enter from the semi-private, atrium-style landing into an awe-inspiring main level featuring an expansive living and dining area with island-inspired hues and a beamed white ceiling. The space flows effortlessly to an inviting 16' x 8' balcony with western exposure—perfect for daily tangerine sunsets. Adjacent is an elegant, fully renovated beach-chic kitchen with contemporary Navy color cabinetry, quartzite countertops, new stainless-steel appliances, and dual breakfast bars, ideal for the chef who loves to stay connected with family and guests. A main-level bedroom off the entry serves equally well as a Study or Den, with a half bath conveniently across the hall. The upper-level features a large Primary Suite with ample space and a large picture window framing sunset views. The suite is complemented by a shoreline-inspired full bath with bathtub/shower and a generous walk-in closet. A second upper-level bedroom offers an ensuite bath and generous sized closet space. Additional value-added features include BRAND NEW Impact sliding glass doors and windows, fresh interior paint, durable laminate flooring throughout with tile in wet areas, and much more. The BONUS Four (4) car under-building parking (plus one guest space in front) provides exceptional space for vehicles, beach gear, and visiting guests. Pet-friendly (1 dog up to 35 lbs. or 2 cats) and the HOA offers low fees covering roof, exterior maintenance, water, trash, sewer, and a master insurance policy (including flood). Rentals are permitted with a 1-month minimum, maintaining the community’s boutique feel. Located in the heart of Indian Rocks Beach, a golf-cart-friendly coastal town with parks, playgrounds, a boat ramp, beach access, and vibrant local shops and restaurants, this residence offers easy access to Tampa, Pinellas County, and nearby airports. Coastal Elegance meets Modern Luxury in this fully furnished beach retreat at Indian Harbor Condos in IRB.
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.609% |
| Monthly Tax Payment | $286 | $286 | $286 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,930 | $2,036 | $2,756 |
| Total Monthly Payment | $2,291 | $2,397 | $3,117 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.