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Move-in ready and impossible to replicate at this price, this designed home offers a rare opportunity to own one of the most desirable homes in Stillwater—without the wait or added expense of new construction. Perfectly positioned on the 16th hole with expansive lakefront views, this home delivers a premium lot and upgrades the builder cannot match. From the moment you enter, you’ll notice the difference—thoughtful owner upgrades, elevated finishes, and true indoor-outdoor living. The 26x10 screened lanai with motorized retractable screens creates a seamless extension of the home, complete with a fully equipped summer kitchen featuring: Natural gas flat-top griddle. Built-in grill Outdoor cabinetry TV pre-wire outdoor All overlooking tranquil water and fairway views. Inside, the gourmet kitchen is designed to impress with: Quartz countertops, Designer backsplash extended to the breakfast bar, Double ovens, Premium stainless steel appliances, and induction cooktop. Why wait for new construction when this home already has it all—plus more? An oversized custom cabinet addition enhances both storage and an oversized walk-in shower thoughtfully designed for ease of movement and accessibility. Additional upscale features include: Beautiful Cul-de-Sac and premium lot. Custom wood shelving in all bedroom closets, Laundry room with elegant, durable wood shelving. Whole-home water filtration system and Utilities provided by JEA (electric, water, sewer) and TECO natural gas This one-of-a-kind residence offers a rare combination of custom craftsmanship, luxury finishes, and commanding golf and lake front—a remarkable opportunity for the most discerning buyer. Low-Maintenance living with lawn care and Many exterior services are handled by the hoa so residents can enjoy more free time. Gated community, privacy, security. Easy access to Durbin Park Shopping, restaurants, medical centers and beaches of Northeast Florida. Resort Style Amenities Swimming pool with spaces to relax and socialize. Clubhouse, Full Service restaurant and lounge/ bar onsite for meals with neighbors. Golf and Country club. Toptracer Driving range for fun. This is a bundled 18 hole golf course designed by Bobby Weed. Plus dog park, Fitness center, Full time management. Stillwater is a active adult 55+ community in St Johns Florida, designed for resort style living with amenities and social opportunities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $439,920 | $439,920 | $439,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.403% | 6.508% | 5.668% |
| Monthly Tax Payment | $743 | $743 | $743 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,635 | $2,745 | $3,565 |
| Total Monthly Payment | $3,470 | $3,580 | $4,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.