102-23 Russell Street, Hamilton Beach, NY, 11414 | $375,000

Welcome to this charming, single level, 4 room waterfront bungalow, updated and move-in ready with a large private driveway and multiple vehicle parking -- a very rare find in this price range. Why rent when you can own an affordable waterfront retreat in NYC? Boat slip rental and local yacht club located one block away! This residence is perfect for first time buyers and downsizers seeking low maintenance living and low taxes--only $1, 205. 68 YEARLY and NO HOA fees! Additionally, if you are a dissatisfied condo or co-op owner, you can now say goodbye to your management company's maintenance fees, assessments, rules, fines, and parking waiting lists while you reclaim your autonomy and privacy! This freshly painted property with 2 PRIVATE bedrooms features split system heating and cooling, new pavers, new front siding, new doors and windows, newly tiled floors, high ceilings, new kitchen cabinets and countertops, stainless-steel appliances, new mirrored closet doors, new ceiling fans, new shower stall, a large front yard and back deck overlooking the water for entertaining with solar powered exterior lights, and, for your convenience, a washer/dryer!. Enjoy the convenience of city life with the feel of suburbia. This property is located minutes away from Cross Bay Boulevard boasting some of the best restaurants the city can offer as well as fast food and two major supermarkets. Only a short walk to the Howard Beach 'A' train station to JFK, Manhattan, Resorts World Casino, Rockaway Beach, Ozone Park, Woodhaven, and Jamaica. Only a 3-minute car ride to the Belt Parkway and a one block walk to the Q11 bus stop which travels along Woodhaven Boulevard through Ozone Park, Woodhaven, Glendale, Rego Park, and to Queens Boulevard Elmhurst and beyond with different choices to connect with train stations along the way. If you have been priced out of the market, this is the right house at the right price. Don't let this gem slip away!

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Style: Bungalow
  • Year Built: 1925
  • Heating: Electric
  • Cooling: Ductless, Wall/Window Unit(s)
  • Approx Sq. Feet: 493
  • Acreage: 0.03
  • Est. Taxes: $1,206
  • Lot Desc: Paved, Private, Waterfront
  • Water Front: Yes
  • Elem. School: Ps 146 Howard Beach
  • Middle School: Jhs 202 Robert H Goddard
  • High School: Robert H Goddard Hs-Comm/Tech
  • School District: Community District 27
  • Appliances: Gas Range, Refrigerator, Stainless Steel Appliance(s)
  • MLS#: 948877
  • Days on Market: 138 days
  • Website: https://www.raveis.com
    /prop/948877/10223russellstreet_hamiltonbeach_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Jerry Fink Real Estate Inc   Phone: 718-766-9175

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

102-23 Russell Street, Hamilton Beach, NY, 11414

$375,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $300,000 $300,000 $300,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $101 $101 $101
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,847 $1,894 $2,491
Total Monthly Payment $2,022 $2,069 $2,666

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.