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This 2025 St. Michael model home is a block construction property located within walking distance to the VA Veterans Clinic near The Villages. The home sits on a . 31-acre lot and offers no HOA, no 55+ restrictions, no CDD, no flood zone, and no other restrictions. With over 2, 090 total square feet, the spacious open-concept living area is perfect for entertaining. The kitchen is elegantly designed with granite countertops, 42-inch wood cabinets with soft-close system and crown molding, a large multifunctional island with storage, electrical outlets, and bar seating, a stainless steel double-bowl apron sink, and Whirlpool appliances including a microwave over the range. The interior also features a generous laundry room with cabinetry. The master suite includes a walk-in closet and a master bathroom with tiled walk-in shower, glass enclosure, granite countertops, dual faucets, and a wall-mounted cabinet with mirror. Two additional guest bedrooms have abundant natural light and share a luxury bathroom with steel tub, tiled shower, granite countertop, wood cabinet, and linen closet. The 2-car garage provides access to the private patio and features an opener, epoxy-treated floor, and side door. The patio offers space for outdoor activities and potential pool installation. Additional upgrades include marble window sills, upgraded lighting fixtures and ceiling fans, extra electrical outlets, a pre-wired alarm system, and an A/C unit located in the laundry room. The lot is fully landscaped with sod, decorative stone accents, modern exterior colors, and city water. This home comes with a builder warranty and is conveniently located just minutes from The Villages, with easy access to restaurants, championship golf courses, and town squares. ¡Hablamos español!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $227,560 | $227,560 | $227,560 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $66 | $66 | $66 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,328 | $1,383 | $1,844 |
| Total Monthly Payment | $1,469 | $1,524 | $1,985 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.