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Welcome to life on the water at 421 NW 14th Place in Crystal River, where riverfront living meets small-town fun and flexibility you don’t usually find in one address. The main living space offers three comfortable bedrooms, a full kitchen with new countertops, cabinets, and appliances, and tile flooring throughout—because river life should be easy to clean. A wood-burning fireplace adds just the right touch of cozy, while sliding doors lead you straight out to the covered lanai and boat dock. Morning coffee, sunset drinks, impromptu manatee sightings—this is the good stuff. Need room for guests, extended family, or income potential? You’ve got options. The second living area has its own private entrance, one bedroom, a full bath, and a complete kitchen with matching appliances, cabinets, and countertops—plus direct access to the lanai. Independent, comfortable, and perfectly positioned. Then there’s the cherry on top: the Captain’s Quarters. This studio guest house includes a kitchenette and full bath and feels exactly like it sounds—private, charming, and ready for visitors or rental income. Outside, the property keeps delivering: A laundry room connected to the lanai with plenty of storage. A full boathouse that can actually hold a boat (yes, really). Ample parking, a circular drive, garage and carport. Additional storage shed. The location seals the deal. You’re on crystal-clear freshwater, with views of the main river and just a short boat ride to the Gulf. Manatees, dolphins, and local wildlife are regular visitors—not occasional sightings. And when you’re ready to head into town? Downtown Crystal River is walking or golf-cart distance, with festivals, shops, and local dining always on the calendar. Whether you’re looking for a multi-generational home, a smart income-producing property, or a riverfront escape that actually lets you live the lifestyle, this one checks boxes you didn’t even know you had. Fair warning: once you pull up, you may not want to leave.
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Our Executive Mortgage Banker:
Our Insurance Division:
$798,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $638,800 | $638,800 | $638,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.149% | 6.178% | 5.541% |
| Monthly Tax Payment | $527 | $527 | $527 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,577 | $3,830 | $5,135 |
| Total Monthly Payment | $4,195 | $4,448 | $5,753 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.