4013 CATALINA DRIVE, #4013, Bradenton, FL, 34210 | $499,900

One or more photo(s) has been virtually staged. Each day begins with the soft shimmer of Palma Sola Bay, where changing light, passing clouds, and quiet movement on the water create a living canvas just beyond your windows. Located only three miles from the legendary beaches of Anna Maria Island, this immaculate, turn-key furnished waterfront residence offers a rare blend of coastal drama, privacy, and effortless luxury.

Arrival alone sets the tone. The ground level reveals an unexpectedly expansive, non-conforming great room, complete with its own dedicated HVAC system—a flexible, indulgent space ready to become a game room, media retreat, man cave, or additional living quarters. An oversized two-car garage, outfitted with workbench and shelving, adds both convenience and substance—rarely found, always appreciated.

Upstairs, the mood shifts from impressive to unforgettable. Sunlight filters across the water and into the living space, where ever-changing bay views anchor the room and draw you toward the outdoors. Just off the updated kitchen, the screened porch becomes your front-row seat to sunrise reflections and twilight skies—perfect for slow mornings with coffee or evenings spent lingering over a glass of your favorite vino as the day fades into calm.

The primary suite is a private sanctuary, generously proportioned and thoughtfully designed with a walk-in closet, a dedicated office nook for remote work, and a spa-like bath featuring dual vanities and an oversized walk-in shower—an indulgent space meant to be savored, not rushed.

Behind the scenes, the home delivers complete peace of mind. Both HVAC systems were replaced in 2024, and hurricane-impact windows and sliding doors throughout enhance comfort, quiet, and insurance efficiency. With over $150, 000 in upgrades and renovations, every inch of this residence reflects care, investment, and pride of ownership.

For those drawn to the water, kayak access directly behind the unit offers spontaneous escapes into the serene beauty of the bay—where mornings are quiet, wildlife is abundant, and the pace of life slows naturally. The community itself elevates the experience with a clubhouse, game room, library, fitness center, and two heated pools, creating a resort-style atmosphere that feels both relaxed and refined.

All of this is paired with a remarkably inclusive $675 monthly condo fee, covering cable, internet, sewer, trash, and flood insurance—an exceptional value for waterfront living of this caliber.

This is not simply a condo.
It’s a coastal retreat, a daily escape, and a place where time stretches and life feels beautifully, intentionally lived.

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Cable TV, Clubhouse, Gated, Maintenance, Optional Additional Fees, Other, Pool, Recreation Facilities, Tennis Court(s)
  • Rooms: 10
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Complex: PALMA SOLA HARBOUR SEC 5
  • Year Built: 1987
  • Approx Sq. Feet: 1,278
  • Acreage: 5
  • Est. Taxes: $5,450
  • Condo Fee: $650 Monthly
  • Lot Desc: Flood Insurance Required, In County, Level, Unincorporated
  • View: Water
  • Elem. School: Sea Breeze Elementary
  • Middle School: W.D. Sugg Middle
  • High School: Bayshore High
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: O6371199
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/O6371199/4013catalinadrive_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/28/2026 6:37:47 AM)
Listing courtesy of BEAR TEAM REAL ESTATE   Phone: 407-228-1112

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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4013 CATALINA DRIVE, #4013, Bradenton, FL, 34210

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.168% 5.541%
Monthly Tax Payment $454 $454 $454
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,302 $2,395 $3,215
Total Monthly Payment $2,831 $2,924 $3,744

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.