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One or more photo(s) has been virtually staged. Each day begins with the soft shimmer of Palma Sola Bay, where changing light, passing clouds, and quiet movement on the water create a living canvas just beyond your windows. Located only three miles from the legendary beaches of Anna Maria Island, this immaculate, turn-key furnished waterfront residence offers a rare blend of coastal drama, privacy, and effortless luxury.
Arrival alone sets the tone. The ground level reveals an unexpectedly expansive, non-conforming great room, complete with its own dedicated HVAC system—a flexible, indulgent space ready to become a game room, media retreat, man cave, or additional living quarters. An oversized two-car garage, outfitted with workbench and shelving, adds both convenience and substance—rarely found, always appreciated.
Upstairs, the mood shifts from impressive to unforgettable. Sunlight filters across the water and into the living space, where ever-changing bay views anchor the room and draw you toward the outdoors. Just off the updated kitchen, the screened porch becomes your front-row seat to sunrise reflections and twilight skies—perfect for slow mornings with coffee or evenings spent lingering over a glass of your favorite vino as the day fades into calm.
The primary suite is a private sanctuary, generously proportioned and thoughtfully designed with a walk-in closet, a dedicated office nook for remote work, and a spa-like bath featuring dual vanities and an oversized walk-in shower—an indulgent space meant to be savored, not rushed.
Behind the scenes, the home delivers complete peace of mind. Both HVAC systems were replaced in 2024, and hurricane-impact windows and sliding doors throughout enhance comfort, quiet, and insurance efficiency. With over $150, 000 in upgrades and renovations, every inch of this residence reflects care, investment, and pride of ownership.
For those drawn to the water, kayak access directly behind the unit offers spontaneous escapes into the serene beauty of the bay—where mornings are quiet, wildlife is abundant, and the pace of life slows naturally. The community itself elevates the experience with a clubhouse, game room, library, fitness center, and two heated pools, creating a resort-style atmosphere that feels both relaxed and refined.
All of this is paired with a remarkably inclusive $675 monthly condo fee, covering cable, internet, sewer, trash, and flood insurance—an exceptional value for waterfront living of this caliber.
This is not simply a condo.
It’s a coastal retreat, a daily escape, and a place where time stretches and life feels beautifully, intentionally lived.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.168% | 5.541% |
| Monthly Tax Payment | $454 | $454 | $454 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,302 | $2,395 | $3,215 |
| Total Monthly Payment | $2,831 | $2,924 | $3,744 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.