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Spacious first-floor 2-bedroom, 2-full-bath co-op in desirable North Isle Village featuring a true two-bedroom layout with both bedrooms generously sized. This main-level residence offers a well-balanced floor plan, abundant closet space, and two full bathrooms — each with a bathtub — a rarely available configuration within the community. The primary bedroom includes a private en-suite bath, while the second bedroom provides comfortable proportions for full-time living, guest space, or a dedicated home office without compromise. A designated parking space is conveniently located directly in front of the unit for easy everyday access. The home is fully functional and comfortable as is, offering the opportunity to update flooring, paint, and finishes over time. With its spacious layout and rare two-full-bath design, this residence provides an ideal foundation for personalization and thoughtful improvements tailored to your own style. Enjoy the convenience of true first-floor living with no stairs. North Isle Village is a well-established cooperative community offering two outdoor pools, an indoor pool, saunas, fitness centers, tennis and basketball courts, clubhouse, playgrounds, walking paths, and beautifully maintained grounds. Monthly maintenance includes real estate taxes, cooperative insurance, heat, cooking gas, water, sewer, trash removal, exterior maintenance, landscaping, snow removal, and access to community amenities. Board approval required. A unique opportunity to own a spacious two-full-bath home and create a space that reflects your vision within an amenity-rich community.
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $159,920 | $159,920 | $159,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $946 | $998 | $1,317 |
| Total Monthly Payment | $1,021 | $1,073 | $1,392 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.