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245 Main Street, #1, Cold Spring Hrbr (Cold Spring Harbor), NY, 11724 | $5,995
Live in the heart of Cold Spring Harbor Village in this spacious first-floor 3-bedroom, 2-bath apartment offering approx. 1, 600 sq ft in a charming two-family home. Just one block to Main Street, and nearby waterfront park, library, shops, dining, and resident-only Eagle Dock Beach (fee). Features include hardwood floors, granite kitchen with white cabinetry and gas cooking, sun-filled family room, central air, and in-unit washer/dryer. The primary bedroom offers an ensuite bath and laundry. Enjoy a private covered deck, optional grill, fire pit, patio furniture, ample driveway parking, shared yard, and detached shed ideal for storage, office, or gym. Located just 3 miles to Cold Spring Harbor Long Island Railroad Station and Huntington Station with direct service to Penn Station and Grand Central Terminal. Landlord pays water, lawn care, snow removal, and garbage. Pets considered. Furnished option available. Application link: https: //apply. link/M82ZOD8
Features
- Type: Multi Family
- Town: Cold Spring Hrbr
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Laundry: In Bathroom
- Style: Exp Ranch
- Year Built: 1998
- Heating: Natural Gas, Baseboard
- Cooling: Central Air
- Basement: None
- Approx Sq. Feet: 1,600
- Acreage: 0.38
- Lot Desc: Back Yard, Garden, Near Public Transit, Near School, Near Shops
- Elem. School: Goosehill Primary Center
- Middle School: Cold Spring Harbor High School
- High School: Cold Spring Harbor High School
- School District: Cold Spring Harbor
- Pet Policy: Call
- Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer
- Lease Term Type: 12 Months
- MLS#: 948829
- Days on Market: 114 days
- Website: https://www.raveis.com
/prop/948829/245mainstreet_coldspringhrbr_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
245 Main Street, #1, Cold Spring Hrbr (Cold Spring Harbor), NY, 11724
$5,995
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $4,796 | $4,796 | $4,796 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $29 | $30 | $40 |
| Total Monthly Payment | $104 | $105 | $115 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535