44 COLONY POINT DRIVE, Punta Gorda, FL, 33950 | $1,999,000

ONE OF THE BEST SAILBOAT LOCATIONS IN PUNTA GORDA ISLES — offering mere minutes to Charlotte Harbor and the Gulf beyond. This exceptional Colony Point residence embodies true waterfront living, with sunrises over the canal and sunsets across the Peace River, a rare dual-water orientation seldom found. Originally constructed in 1981, the residence reflects a significant 2012 architectural redesign and modernization that established its current layout, systems, and elevated coastal aesthetic.
Featuring 4 bedrooms, 3 full baths, and 2 half baths, the home blends thoughtful architecture with refined modern upgrades. A soaring entry, high ceilings, premium flooring, custom built-ins, designer lighting, and subtle nautical design elements establish an elegant yet relaxed coastal atmosphere.
At the heart of the home, the chef’s kitchen impresses with professional-grade appliances, expansive counter space, and custom cabinetry—designed equally for everyday living and entertaining. A multi-zone interior and exterior sound system, paired with a sophisticated home network, delivers seamless connectivity throughout.
The primary suite and secondary suite, both capturing sweeping Peace River views, offer private retreats. Two additional bedrooms and multiple baths provide flexibility for guests or family. A private elevator conveniently connects the garage, main living level, and second floor.
Outdoor living is exceptional. A west-facing front patio overlooks the Peace River—perfect for sunset evenings—while both lower and upper rear patios invite entertaining. The deep sailboat canal is a boater’s dream, with approximately two-minute access to the Peace River and Charlotte Harbor. A private dock and boat lift make waterfront living effortless. A fenced backyard completes the setting.
Additional features include a two-car garage with EV charging, and extensive recent upgrades: new metal roof, hurricane-rated windows and doors with electric shutters, new AC system, new washer and dryer, new pool pump and salt cell, new boat piers, and more.
Offered fully furnished at an additional cost, this home presents a turnkey opportunity. Ideally located near the Isles Yacht Club, Fishermen’s Village, waterfront parks, fine dining, and historic downtown Punta Gorda.

Features

  • Rooms: 15
  • Bedrooms: 4
  • Baths: 3 full / 2 half
  • Lot Size: 80 x 120
  • Laundry: Inside, Laundry Room, Upper Level
  • Year Built: 1981
  • Garage: 2-car Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 5,305
  • Acreage: 0.22
  • Lot Size: 80 x 120
  • Est. Taxes: $23,559
  • Lot Desc: Cul-De-Sac
  • View: Pool, Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground, Lighting, Outside Bath Access, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7516129
  • Days on Market: 58 days
  • Website: https://www.raveis.com
    /eprop/C7516129/44colonypointdrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/24/2026 6:47:07 PM)
Listing courtesy of COMPASS FLORIDA   Phone: 941-205-8478

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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44 COLONY POINT DRIVE, Punta Gorda, FL, 33950

$1,999,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,599,200 $1,599,200 $1,599,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.750% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.069% 5.858% 5.787%
Monthly Tax Payment $1,963 $1,963 $1,963
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,831 $9,333 $13,173
Total Monthly Payment $10,919 $11,421 $15,261

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.