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Move right into this beautifully maintained two-family home and enjoy comfort, space, and convenience. The property features a 3-bedroom, 1-bath unit with private patio and a 2-bedroom, 1-bath unit with balcony, ideal for living in one unit while generating rental income from the other. Both apartments offer updated kitchens and baths, beautiful hardwood floors throughout, and interiors filled with natural light, creating an airy and inviting atmosphere. Additional highlights include ample storage, washer/dryer hookups between units, a one-car attached garage, and a large private yard perfect for outdoor enjoyment. Nestled in a quiet and peaceful neighborhood, yet just minutes from the Cross County Mall with shopping, dining, entertainment, casino, parks, and schools. Convenient access to Cross County Parkway, I-87 NYS Thruway, public transportation, and an easy commute to NYC. A rare opportunity to enjoy homeownership with built-in flexibility. A solid income-producing property in a prime location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$839,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $671,920 | $671,920 | $671,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 4.875% | 5.750% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 5.925% | 5.858% | 5.681% |
| Monthly Tax Payment | $1,351 | $1,351 | $1,351 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,556 | $3,921 | $5,490 |
| Total Monthly Payment | $4,998 | $5,363 | $6,932 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.