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30K ADJUSTMENT TO REFLECT MARKET CONDITIONS! NEW HVAC SYSTEM! NEW WATER HEATER! UPDATED ELECTRICAL PANEL! NEWER WINDOWS & SLIDERS! NEW REFRIGERATOR & CONVECTION WALL OVEN! **This home is now priced $30, 000 lower giving buyers more flexibility for closing costs or a lower monthly payment** If you’ve been waiting for the right moment, this is it! UNIQUE TRI-LEVEL HOME OFFERS IN-LAW SUITE OR INCOME PRODUCING OPTIONS! This home perfectly blends charm with modern-day functionality in a beautiful established SE Ocala neighborhood with mature oak tree-lined streets. . Distinct tri-level residence on . 46-acre lot boasts 1, 649 square feet living area with main level offering a welcoming living area and eat-in kitchen connected to upper & lower levels with limited steps. . The upper level includes the primary and secondary bedrooms, and the lower walk-out level offers flexibility to be used as an accessory dwelling unit having a living area, third bedroom and full bathroom, or other multi-uses including family room, guest room, a home office, in-law suite, or hobby space. . Distinguished features include real hardwood floors, vault ceilings, rich cabinetry in kitchen, embossed backsplash, attached double garage with auto opener. . Conveniently located just minutes from downtown Ocala, schools, hospitals, parks, and local dining, this home offers an excellent balance of charm, space, & accessibility. . An exterior storage closet adds practical outdoor storage, while the spacious fenced yard allows room for entertaining, gardening, or relaxation, making this SE Ocala property an outstanding opportunity for those seeking a unique home in a prime location. . Major value-added upgrades including BRAND NEW REFRIGERATOR, NEW CONVECTION OVEN, UPDATED 200-AMP ELECTRICAL SERVICE and PANEL, a NEW HIGH-EFFICIENCY HVAC SYSTEM, and a NEW RHEEM WATER HEATER—all professionally completed in December 2025 to enhance comfort, efficiency, safety, and long-term reliability. . Prior improvements such as new windows in 2012 and glass sliders in 2016 complete the package. . This home can be an income-producer with 2 tenants on separate levels with a shared closed kitchen space for maximum privacy. . Tired of new construction and want a home with character? SELLER SAYS SELL IT!
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Our Executive Mortgage Banker:
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$284,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $227,920 | $227,920 | $227,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $112 | $112 | $112 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,403 | $1,459 | $1,908 |
| Total Monthly Payment | $1,590 | $1,646 | $2,095 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.