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New price for quick sale! This home is clean and has been well maintained. Just needs some updating and is priced accordingly! Welcome to easy living in the heart of the highly sought-after On Top of the World 55+ active adult community! This well-maintained 2-bedroom, 2-bath Villa with a spacious 1409 square feet of living space, offering beautiful views and a peaceful, low-maintenance lifestyle — lawn care, trash, basic cable and exterior maintenance is included in your low monthly HOA fee! This home features a versatile bonus room perfect for a den, office, or hobby space, along with an ensuite primary suite providing privacy and convenience. Enjoy relaxing on both the front and back covered porches, ideal for year-round enjoyment. Additional highlights include a two-car garage, washer and dryer, and all appliances included. Thoughtfully designed with a functional layout and abundant natural light. A wonderful opportunity to enjoy an active lifestyle with easy living—schedule your showing today!Live your best life in this 55+ active community, loaded with amenities: Multiple community pools, fitness centers, tennis, raquetball, shuffleboard, cornhold, horseshoes, basketball and pickleball courts, softball field, dog parks, restaurants, entertainment, community center, numerous clubs and so much more! All included when you are a resident of On Top of the World. OTOW is a golfing community with wonderful golf courses. Golf course memberships are available if desired. All of this, and you're just minutes from shopping, dining, medical facilities, entertainment and more. This is Florida living made simple — schedule your showing today and come see why you will love living at On Top of the World!
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Our Executive Mortgage Banker:
Our Insurance Division:
$119,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $95,920 | $95,920 | $95,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.648% |
| Monthly Tax Payment | $57 | $57 | $57 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $567 | $591 | $777 |
| Total Monthly Payment | $699 | $723 | $909 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.