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This fully remodeled 3-bedroom, 2-bath CBS Bella model in guard-gated Mirabella is set on an oversized pie-shaped lot with southern rear exposure and lake views, offering exceptional light, privacy, and ease of living. It is the most extensively upgraded Bella model in the community and has been meticulously maintained by long-term owners. Seeking quality, security, and low-maintenance living. The interior features imported wood-look porcelain tile from Spain and plantation shutters throughout, creating a refined, timeless aesthetic. The chef's kitchen is designed for everyday enjoyment and entertaining, featuring a high-end Wolf dual-fuel range that runs on natural gas with electric oven precision, Taj Mahal quartzite countertops, custom cabinetry, a cabinet-faced Sub-Zero refrigerator, Miele dishwasher, copper-finish ceramic and marble backsplash, and reverse-osmosis water filtration. Mirabella is one of the very few Palm Beach Gardens communities with true natural gas, and the home also includes a natural-gas water heater, gas or electric dryer hookup, an outdoor grill connected to natural gas, and a dedicated natural-gas connection ready for a future whole-home generator. Comfort and efficiency are elevated by a Trane XV variable-speed A/C system installed in 2024, designed for quieter operation, superior humidity control, and consistent temperatures. Additional upgrades include NEW PGT impact windows and doors and a whole-home water softener. Technology and infrastructure were thoughtfully integrated with ceiling-mounted Wi-Fi access points throughout, hardwired internet connections to every room for seamless streaming and remote work, a Rachio smart irrigation controller, and a professionally integrated security system with UniFi 4K cameras and a doorbell camera, with alarm monitoring covered by the HOA. The two-car garage has been extensively upgraded with a LiftMaster side-mount garage door opener, ceiling-mounted storage racks, and custom cabinetry, providing exceptional storage while preserving full parking functionality. Bathrooms have been redesigned with spa-inspired finishes, and a flexible den offers space for a home office, media room, or additional living area. The exterior features fresh paint, upgraded coach lighting, and an expanded three-car driveway. Mirabella offers a quiet, resort-style lifestyle with 24-hour manned security, premium cable and internet, an elegant clubhouse, resort pool, fitness center, children's clubhouse, and Har-Tru tennis courts. The location is exceptionally convenient, just minutes from I-95 and the Florida Turnpike, Publix, Whole Foods, Trader Joe's, Costco, The Gardens Mall, and Downtown at the Gardens, with approximately 15 minutes to the beach and easy access to Palm Beach International Airport.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $700,000 | $700,000 | $700,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.154% | 6.031% | 5.991% |
| Monthly Tax Payment | $628 | $628 | $628 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,975 | $4,141 | $5,813 |
| Total Monthly Payment | $4,695 | $4,861 | $6,533 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.