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Under contract-accepting backup offers. $30, 000 price reduction! This beautifully updated 3-bedroom, 2-bath, 2-car garage home in the desirable, deed-restricted Punta Gorda Isles community is lightly lived in for only a few months each year. This home offers a spacious, open floor plan designed for comfort. Stylish upgrades include the welcoming living area with engineered hardwood floors and double pocket sliders that seamlessly open to a large screened pool and lanai, perfect for either relaxing or entertaining. The primary suite features a generous walk-in closet and an ensuite bath with direct lanai access—doubling as a convenient pool bath. The kitchen is a chef’s delight, offering “go for wow” wood cabinetry, ample storage, newer stainless-steel appliances, a breakfast bar, and a cozy sitting area with beautiful views of the pool and greenbelt. Two additional bedrooms are located on the opposite side of the home, separated by another updated bath with a raised vanity with granite countertops and shower. This home is loaded with upgrades, including a new tile roof and gutters (2021), new A/C (2016), new solar water heater, and (bonus!) new impact glass windows and Kevlar storm protection for the lanai. The pool and deck have been resurfaced, and a new pool pump, pool light, locks, and hardware have been installed. The driveway has been resurfaced, and ceiling fans have been added throughout. The inside laundry room offers extra convenience with an additional sink and cabinets. Some furnishings, including kayaks, are negotiable, AND (HERE’S ANOTHER BONUS!) THE ADJACENT VACANT LOT IS AVAILABLE FOR SEPARATE PURCHASE! Buy the lot for the view, or for future investment! Located just minutes from shopping, dining, Fisherman’s Village, I-75, golf, world-class fishing, boating, and downtown historic Punta Gorda, this home is a must-see. Don't miss this incredible opportunity—schedule your private viewing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $295,200 | $295,200 | $295,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.178% | 5.541% |
| Monthly Tax Payment | $427 | $427 | $427 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,630 | $1,770 | $2,373 |
| Total Monthly Payment | $2,132 | $2,272 | $2,875 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.