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One or more photo(s) has been virtually staged. Located in the heart of OVIEDO, this 1, 678-square-foot, three-bedroom, two-bath home is nestled within the established OVIEDO OAKS community, known for its tree-lined streets and long-term homeowners. The neighborhood offers a quiet residential setting while remaining conveniently close to everyday amenities, top-rated schools, and major roadways. The home features a split floor plan with well-proportioned living spaces, providing an excellent foundation for an interior renovation. While the interior is ready for updating, several major systems have already been addressed, including a new ROOF in 2021, A/C and WATER HEATER replaced in 2020, NEWER WINDOWS, and UPDATED PLUMBING. The kitchen is equipped with STAINLESS STEEL APPLIANCES, offering a helpful base for future updates. The home has been lovingly maintained by its ORIGINAL OWNERS, presenting a rare opportunity for buyers seeking solid structure and long-term potential. Set on an OVERSIZED . 28-ACRE LOT, the property offers both privacy and flexibility. A large screened patio overlooks the fully fenced backyard, creating a natural extension of the living space. The spacious front yard and long driveway provide ample parking, complemented by a TWO CAR GARAGE. With generous outdoor areas in both the front and back, the lot allows room to reimagine the exterior to suit a variety of lifestyles. Oviedo Oaks is zoned for highly rated Seminole County schools, including Lawton Elementary, Jackson Heights Middle School, and Oviedo High School. The neighborhood is less than a mile from the Oviedo library and nearby community parks and is just minutes from Oviedo on the Park and Winter Springs Town Center, offering a wide range of shopping, dining, and recreational options. Easy access to State Road 417 provides convenient travel to downtown Orlando, the University of Central Florida, Lake Mary, and Winter Park. Whether you are a buyer looking to create a personalized home or an investor seeking a renovation opportunity in a desirable Oviedo location, this property offers space, location, and opportunity in one of Oviedo’s well-established communities. Schedule your private tour today!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.178% | 5.541% |
| Monthly Tax Payment | $119 | $119 | $119 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,763 | $1,914 | $2,566 |
| Total Monthly Payment | $1,957 | $2,108 | $2,760 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.