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Welcome to 105 Cidermill Road, a charming and thoughtfully updated cape set on a lovely property with unbeatable convenience. This inviting home blends classic New England character with numerous modern improvements, creating a warm and welcoming feel the moment you step inside. Enjoy a large eat-in kitchen with newer appliances and flooring, a sunny mudroom, a cozy living room with a large picture window and timeless fireplace with a brand new insert-perfect for quiet nights or gatherings with friends. Two bedrooms and a full bath on the main level offer flexibility, while the upstairs retreat includes a generous bedroom, ample closet space, and a second full bath, as well as new flooring. Step outside to the oversized three-car garage, with insulated doors, updated siding, new windows, and a newer roof that speak to real pride of ownership. Major updates include newer boiler and well pump (2019), water heater (2024), generator plug with transfer switch (2024). Conveniently located near Bolton Lake, Route 384, and shopping, dining, and entertainment in Vernon and Manchester. Move in ready, and easy to love!
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Main |
| Full Bath | Tub w/Shower,Tile Floor | Main |
| Full Bath | Stall Shower | Upper |
| Kitchen | Ceiling Fan | Main |
| Living Room | Hardwood Floor | Main |
| Primary Bedroom | Wall/Wall Carpet | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $276,000 | $276,000 | $276,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.648% |
| Monthly Tax Payment | $440 | $440 | $440 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,633 | $1,699 | $2,237 |
| Total Monthly Payment | $2,148 | $2,214 | $2,752 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.