|
Just a quick 6 minute drive to downtown Charleston and 12 minutes to Folly Beach, this second floor one-bedroom condo is an ideal upscale residence or rental. Enjoy plenty of natural light in your recently renovated home with new countertops, cabinets, custom crown molding and waterproof Luxury Vinyl Plank flooring. The bedroom is large enough to comfortably fit a king bed, and the walk-in closet has plenty of room for all the things! A rare GARAGE/STORAGE/WORKSHOP comes with the condo and is outfitted with a wall of built-in cabinets and new automatic garage door opener! The Peninsula on James Island is a luxury condominium community filled with amenities and services, and this unit is closest to the pool, clubhouse, business center, workout facilities, tennis courts, and basketball court, while the car washing station is just a few yards away. There is also plenty of green space and walking trails for you and your furry friends. HOA fees cover water/sewer, insurance (master & flood), landscaping, all amenities and common area maintenance. The Peninsula Condominiums do not allow short-term rentals, but do allow 30+ day rentals.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$219,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $175,920 | $175,920 | $175,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $999 | $1,055 | $1,414 |
| Total Monthly Payment | $1,074 | $1,130 | $1,489 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.