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This home gets the fundamentals right: space, light, flow, and condition. From the outside, the classic Garrison Colonial profile sets the right expectations with its private fenced-in, level rear yard. Still, the real value is inside. The main level offers an intuitive layout anchored by a front-to-back living room. Exposed beams add warmth and architectural interest, while the scale easily accommodates full-size furniture and multiple seating arrangements. Windows on both ends bring in steady natural light throughout the day, keeping the space bright without feeling exposed. The updated kitchen balances function and durability Granite countertops provide low-maintenance beauty and function, the cabinetry is abundant, and the eat-in layout allows the kitchen to function as a true daily hub. Upstairs, four legitimate bedrooms offer flexibility that is increasingly difficult to find. Each room is well-proportioned with good light and generous closet space, supporting a range of uses from bedrooms to home office or guest space. The updated full bath includes a double vanity, making shared use practical and efficient. The partially finished lower level provides additional functional living space. Heated and finished with consistent flooring and clean surfaces, it works comfortably as a recreation space, media room, gym, or hobby area, while utility areas remain sensibly separated. Energy efficiency is a standout advantage. This is a dual-fuel home with solar panels that stabilize energy costs. Per the seller, the Sunrun cost averages approximately $210 per month, with Eversource typically under $100 per month. Compared with prior electric costs of $400 to $700 per month, and with the load being reduced by solar electric heat, your total home energy costs will be much lower for years to come. The attached garage with handy mudroom entry adds everyday convenience and helps keep your home clean easily! The home is situated at the end of Woodside's cul-de-sac, a quiet residential street that provides a sense of calm while remaining close to Putnam's shops, dining, and community amenities. This is a home where the layout makes sense, the updates remove reluctance, and your future operating costs will be easier to manage over time.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 9.0 x 15.1 | Main | |
| Bedroom 2 | 14.1 x 13.1 | Upper | |
| Bedroom 3 | 13.1 x 11.0 | Upper | |
| Dining Room | 12.0 x 18.1 | Main | |
| Kitchen | Breakfast Bar | 9.1 x 17.0 | Main |
| Living Room | 14.1 x 25.1 | Main | |
| Other | Main | ||
| Primary Bedroom | 13.1 x 18.1 | Upper |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $485 | $485 | $485 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,680 | $1,797 | $2,392 |
| Total Monthly Payment | $2,240 | $2,357 | $2,952 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.