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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Wake up to sweeping, unobstructed views of Lemon Bay and step directly into true waterfront living. This fully remodeled coastal retreat is centered around DIRECT BAY FRONTAGE, a PRIVATE DOCK, and a 10, 000 LB BOAT LIFT, with NO FIXED BRIDGES between you and the open Gulf. From your backyard, enjoy immediate boating access, endless sunsets, and front-row seats to dolphins and manatees passing by. ~~~Inside, the open, light-filled floor plan is designed to keep the water as the focal point. TRAVERTINE flooring flows through the main living areas, while the expansive great room opens wide through pocketing sliding doors that frame the bay. The kitchen connects seamlessly, featuring GRANITE COUNTERTOPS, waterproof-faced solid wood cabinetry, stainless steel appliances, and a LARGE ISLAND WITH BREAKFAST BAR SEATING, all positioned to enjoy the view. ***Outdoor living is where this home truly shines. The SCREENED LANAI WITH PANORAMIC SCREENS captures uninterrupted water views and glowing sunsets. The open patio with RETRACTABLE SUNSHADE invites year-round relaxation, while the oversized waterfront lot with thoughtful shading provides welcome relief from the Florida sun, allowing you to enjoy the yard and waterfront comfortably even during warmer months. ~~~HURRICANE IMPACT WINDOWS THROUGHOUT the home provide peace of mind. The split floor plan offers privacy and comfort. Two remodeled guest bedrooms share a modern bath, while the primary suite serves as a private waterfront retreat with lanai access, a wall-length closet with built-ins, and a SPA-INSPIRED EN SUITE BATH with refined finishes. ***The PRIVATE DOCK is the heart of the lifestyle here. Fish from your backyard, cruise straight to the Gulf with Stump Pass being about a ten-minute boat ride away, or explore up to four nearby beaches on Manasota Key. ~~~With no rental restrictions, this property also offers strong income and long-term investment potential. An ADJACENT PROPERTY IS ALSO AVAILABLE FOR PURCHASE in a separate listing, and when combined, the two parcels offer OVER AN ACRE OF PRIME WATERFRONT LAND, presenting a rare opportunity for expanded use or future development. ***Just two miles from Englewood Beach and 1. 5 miles from historic Dearborn Street, this property delivers unmatched access to dining, shopping, entertainment, and some of the best boating on the coast. A rare Lemon Bay offering where dock, water views, and Gulf access take center stage.
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Our Executive Mortgage Banker:
Our Insurance Division:
$800,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $640,000 | $640,000 | $640,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.609% |
| Monthly Tax Payment | $578 | $578 | $578 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,634 | $3,833 | $5,187 |
| Total Monthly Payment | $4,304 | $4,503 | $5,857 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.