440 Richfield Way, Summerville, SC, 29486 | $377,500

Welcome home to this charming Annandale model, a well-designed single-story residence located in the highly desirable Waterside section of Cane Bay Plantation. This home blends comfort, functionality, and an inviting open layout. The bright and airy living areas feature vaulted ceilings in the kitchen and great room, creating an open and welcoming atmosphere. Wide-plank laminate flooring runs throughout the main living spaces and bedrooms, while ceramic tile enhances both bathrooms and the laundry room. The kitchen flows seamlessly into the great room, making the space ideal for everyday living and entertaining. The Owner's suite includes a spacious en-suite bathroom with a garden tub, separate tiled shower, and raised double vanity. Two additional bedrooms and a full bath provideflexibility for guests, a home office, or additional living needs. Enjoy outdoor living in the private, fenced backyard featuring a fire pit and dedicated garden beds, offering a functional and inviting space for relaxation or hobbies. Waterside offers a distinctive lifestyle with access to a scenic three-hundred-acre lake featuring miles of navigable waterways/trails, and a community pool with amenity area. Conveniently located near shopping, dining, and major roadways, this home presents an excellent opportunity to enjoy both comfort and community within Cane Bay Plantation

Features

  • Amenities: Boat Ramp, Park, Pool, Trash, Walk/Jog Trails
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Washer Hookup, Laundry Room
  • Style: Craftsman, Ranch
  • Development: 74 - Summerville, Ladson, Berkeley Cty
  • Year Built: 2020
  • Garage: 2-car
  • Heating: Heat Pump
  • Approx Sq. Feet: 1,804
  • Acreage: 0.17
  • Lot Desc: Interior Lot, Level
  • Elem. School: Cane Bay
  • Middle School: Cane Bay
  • High School: Cane Bay High School
  • MLS#: 26000253
  • Days on Market: 28 days
  • Website: https://www.raveis.com
    /prop/26000253/440richfieldway_summerville_sc?source=qrflyer
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Listing courtesy of Carolina One Real Estate

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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440 Richfield Way, Summerville, SC, 29486

$377,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $302,000 $302,000 $302,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.209% 6.178% 5.541%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,715 $1,811 $2,428
Total Monthly Payment $1,790 $1,886 $2,503

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.